Category Archives: Personal Finance

Responding to When Someone Calls you Cheap

The other day I was talking to a buddy and he called me cheap.  It wasn’t anywhere near the first time that this happened, nor will it be the last.  I don’t usually take much offense because I am comfortable with myself and my spending habits, but for whatever reason this simple conversation got me to thinkingContinue Reading

Use the Internet to Save When You Shop

The Internet makes bargain shopping easy.  Whether comparison shopping or using promo codes or reading reviews, there are many ways to use the Internet to save money.  Many people who have Internet access in their homes probably save at least the equivalent of their monthly Internet bill simply by using the Internet to comparison shop. Continue Reading

When to Use Gasoline Additives

Gasoline additives can be an alluring, as they promise everything from more horsepower to better fuel efficiency. However, the truth is that most engines run optimally on untreated gasoline at the octane rating recommended by your vehicle’s manufacturer. Tampering with the octane rating or chemical composition of fuel by adding gasoline additives can actually causeContinue Reading

Do You Know Your Monthly Nut?

Regardless of whether you make $46,000 or $460,000 almost everything in personal finance starts with what I commonly refer to as the “monthly nut.”  I am not sure where I got the term from, but knowing myself I probably giggled at first but now use it almost every single day when discussing someone’s financial situation. Continue Reading