Category Archives: Personal Finance

Household Saving and Spending Advice

When you are faced with a regular pile of household bills, it can often be a little daunting working out where to start if you’re trying to save money. However, there are some relatively simple things you can do to save on your household bills and ensure you get the best deals available. Of course,…Continue Reading

Buying an Asset with a Mortgage or Debt Doesn’t Necessarily Change your Net Worth

I got into an interesting conversation with a commenter the other day on another blog and it made me realize that there are some people out there who don’t actually understand some of the basics of Personal Finance. I don’t talk about the basics to often on My Journey to Millions, because quite frankly, how…Continue Reading

Calculating Possible Future Housing Expenses

The Wife and I have been giving serious thought to listing our house after the new year, and it was in the course of a recent discussion that The Wife told me she just wanted to know the “bottom line” in terms of future housing costs.  Her concern is that an upgrade to our current…Continue Reading

Affording the Costs of Living

I’ll readily admit that I think about money a lot. Not just money, but a variety of factors that involve money, including savings, bargains, investments and general frugality. It’s more that I see life as a division between time and labor—using the present to prepare for the future and using mental work to prevent being…Continue Reading

The Value of Earning a Side Income

I never appreciated the value of a side income until I started earning one. Before I started blogging, all my income came through a regular job lost most people. But when my blog started making a little money, we kept the cash separate from our monthly budget. We gave some to charity, which was very…Continue Reading

Unusual Ways to Save Money

Looking for ways to save money is a popular pastime for many of us, but for some people it becomes something of an obsession. Luckily for us, this has led to some interesting and unusual ways of saving money, which we can either use as inspiration for our own money-saving endeavors or for… well, something…Continue Reading