Category Archives: Personal Finance

Don’t Subsidize My Life–Optimize Your Expenses

I was having a conversation with a colleague the other day and somehow we got to the topic of certain expenses in our life.  When I found out he pays about 50% more than I do for our cable, phone and internet package I was shocked.  More than shocked I came up with a probably

Responding to When Someone Calls you Cheap

The other day I was talking to a buddy and he called me cheap.  It wasn’t anywhere near the first time that this happened, nor will it be the last.  I don’t usually take much offense because I am comfortable with myself and my spending habits, but for whatever reason this simple conversation got me to thinking

Do You Know Your Monthly Nut?

Regardless of whether you make $46,000 or $460,000 almost everything in personal finance starts with what I commonly refer to as the “monthly nut.”  I am not sure where I got the term from, but knowing myself I probably giggled at first but now use it almost every single day when discussing someone’s financial situation. 

Saving Money for the Future? Start Now

There are plenty of reasons why you might want to save money for the future. It could be that you’re saving for a new house or a car. You might want to save up for a fantastic vacation, to send your children to college, to plan for your retirement or simply save for a rainy

How I Prepare to Meet My Accountant

Up until I got married to The Wife I did my own taxes as they were straightforward!  A W2, a few bank accounts, an investment account and my student loans.  Then I bought a house and got married…that’s when my tax world became more complicated.  The Wife is an independent contractor, and as an independent

Maximizing Family Resources to Get College Financial Aid

It’s no secret that paying for college is an incredibly expensive proposition these days. Tuition at private schools has been steadily rising for years, and state financial troubles have now caused public school tuition to skyrocket, as well. No matter how much or how long you save, it often seems as though no amount of