Category Archives: Personal Finance

Do You Know Your Monthly Nut?

Regardless of whether you make $46,000 or $460,000 almost everything in personal finance starts with what I commonly refer to as the “monthly nut.”  I am not sure where I got the term from, but knowing myself I probably giggled at first but now use it almost every single day when discussing someone’s financial situation. … Continue Reading

Saving Money for the Future? Start Now

There are plenty of reasons why you might want to save money for the future. It could be that you’re saving for a new house or a car. You might want to save up for a fantastic vacation, to send your children to college, to plan for your retirement or simply save for a rainy… Continue Reading

How I Prepare to Meet My Accountant

Up until I got married to The Wife I did my own taxes as they were straightforward!  A W2, a few bank accounts, an investment account and my student loans.  Then I bought a house and got married…that’s when my tax world became more complicated.  The Wife is an independent contractor, and as an independent… Continue Reading

Maximizing Family Resources to Get College Financial Aid

It’s no secret that paying for college is an incredibly expensive proposition these days. Tuition at private schools has been steadily rising for years, and state financial troubles have now caused public school tuition to skyrocket, as well. No matter how much or how long you save, it often seems as though no amount of… Continue Reading

How I Saved $80 with Sprint and Why You Should Read Personal Finance Blogs

I, like most people, do not check my monthly bills that are on auto pay unless something goes wrong.  So I am sure you can imagine my surprise when I was checking out one of the oldest personal finance blogs, My Money Blog, and I learned something about my specific Sprint Bill. In the post… Continue Reading

Household Saving and Spending Advice

When you are faced with a regular pile of household bills, it can often be a little daunting working out where to start if you’re trying to save money. However, there are some relatively simple things you can do to save on your household bills and ensure you get the best deals available. Of course,… Continue Reading