Category Archives: Personal Finance

Keeping Up with the Jones': Holiday Gift Giving Style

Each year, the holiday music is played earlier and the Christmas displays at the stores go out earlier.  This year I found a radio station that began playing all holiday music on November 1st, and Costco put out holiday displays at the end of August. Why the rush to promote the holidays? Because it is

Treat Yourself with Holiday Gifts

You might have already heard holiday music playing on the radio.  Thanksgiving is right around the corner, and with it, the biggest shopping day of the year, Black Friday followed closely by Cyber Monday.  However, don’t just go out and blindly spend your money buying gifts.  Instead, why not buy a gift of experience for

Pros and Cons About Buying Car in Current Rate Environment

Post by Robert Every evening news correspondent has been reporting on the low interest rates and its effect on the housing market.  Auto loan rates have been dropping significantly over the last several years, in line with the general fall of interest rates overall.  However, does that mean it’s time to buy a car? The

I Lost My Job! Should I Sell My House?

Selling your home is a big decision under any circumstances. For most of us, it is the single largest asset we own. Do not make a decision of this magnitude when you are dealing with the shock of a job loss. Read over these next several paragraphs and you will be in a much better

What Does 1% Look Like for Investing? Inflation? Debt?

People often think that 1% is not a lot when it comes to spending, investing, inflation, debt, income and home purchases, but it is through the wonder of compounding interest that 1% becomes a lot comparatively. What Does a 1% Increase in your Investment Return Look Like Each Year? One Percent may not seem like