Category Archives: Personal Finance

I Didn’t Like Using a Buyer’s Real Estate Broker

Last week, The Wife and I went to contract on our new home (I will post pictures later this week), and there is one topic that The Wife and I went back and forth on and we still don’t agree with each other.  When we first started looking for homes we ran into a veryContinue Reading

Keeping Up with the Jones’: Holiday Gift Giving Style

Each year, the holiday music is played earlier and the Christmas displays at the stores go out earlier.  This year I found a radio station that began playing all holiday music on November 1st, and Costco put out holiday displays at the end of August. Why the rush to promote the holidays? Because it isContinue Reading

Pros and Cons About Buying Car in Current Rate Environment

Post by Robert Every evening news correspondent has been reporting on the low interest rates and its effect on the housing market.  However, the same thing is happening to car finance.  Auto loan rates have been dropping significantly over the last several years, in line with the general fall of interest rates overall.  However, doesContinue Reading

I Lost My Job! Should I Sell My House?

Selling your home is a big decision under any circumstances. For most of us, it is the single largest asset we own. Do not make a decision of this magnitude when you are dealing with the shock of a job loss. Read over these next several paragraphs and you will be in a much betterContinue Reading

What Does 1% Look Like for Investing? Inflation? Debt?

People often think that 1% is not a lot when it comes to spending, investing, inflation, debt, income and home purchases, but it is through the wonder of compounding interest that 1% becomes a lot comparatively. What Does a 1% Increase in your Investment Return Look Like Each Year? One Percent may not seem likeContinue Reading

Paying For Some of My New Home by Borrowing from Myself

I have had this idea in my head for a bit and I am almost positive I will not do go through with it, but I think it is an interesting topic nonetheless.  As many readers know I am in the midst of selling my home and purchasing a new one, and in doing soContinue Reading