Category Archives: Personal Finance

It’s A New Year For Your Wallet, Too

If you’re tired of living paycheck-to-paycheck and need a financial makeover, the New Year is the best time to start anew. Bad financial habits can carry from year-to-year. And unless you resolve to buckle down and make the needed improvements, you’ll never get your finances in check. Whether your problem is poor budgeting or overspending,… Continue Reading

Keeping Up with the Jones': Holiday Gift Giving Style

Each year, the holiday music is played earlier and the Christmas displays at the stores go out earlier.  This year I found a radio station that began playing all holiday music on November 1st, and Costco put out holiday displays at the end of August. Why the rush to promote the holidays? Because it is… Continue Reading

Pros and Cons About Buying Car in Current Rate Environment

Post by Robert Every evening news correspondent has been reporting on the low interest rates and its effect on the housing market.  Auto loan rates have been dropping significantly over the last several years, in line with the general fall of interest rates overall.  However, does that mean it’s time to buy a car? The… Continue Reading

What Does 1% Look Like for Investing? Inflation? Debt?

People often think that 1% is not a lot when it comes to spending, investing, inflation, debt, income and home purchases, but it is through the wonder of compounding interest that 1% becomes a lot comparatively. What Does a 1% Increase in your Investment Return Look Like Each Year? One Percent may not seem like… Continue Reading