Category Archives: Personal Finance

Knowing when you’re ready to buy

There comes a time in everyone’s life when they know they’re ready to buy a house. Being a first-time buyer can be a little daunting, and as buying a house is probably the biggest investment you’ll make in your life it’s important to be prepared. From finding the perfect place, to securing a mortgage from… Continue Reading

Are You Still Paying for a Landline?

Before we moved The Wife and I had a landline as well as a virtual line that came with our triple play package.  We kept the landline because the town house was set up for one line and The Wife needed a fax line so the landline provided a ghost ring for faxes.  Now that… Continue Reading

Maybe There is Yield Out There!

When I first started to actually looking at my personal finances, even prior to the creation of this blog I was heavy into yield chasing and bank bonuses.  I thought I was doing myself a favor by squeezing out that extra half a percentage point, little did I know that the CC debt I was… Continue Reading

Do You Consider Little Increases When Making Monthly Subscription Decisions?

I am in a constant fight with cable companies, cell phone companies, and most other monthly fees I am forced to pay.  Granted they may not know we are fighting, but trust me, we are.  Other than the internet I don’t feel like I ever get enough utility or satisfaction from most monthly services so… Continue Reading

Stop Lying to Yourself About What You Spend

I don’t care if you decide to lie to me about your personal finances but I am shocked how many people lie to themselves about the very basics that make up their personal finance world.  I understand that not everyone knows their monthly nut, but I was floored the other day by someone so clueless… Continue Reading

It’s A New Year For Your Wallet, Too

If you’re tired of living paycheck-to-paycheck and need a financial makeover, the New Year is the best time to start anew. Bad financial habits can carry from year-to-year. And unless you resolve to buckle down and make the needed improvements, you’ll never get your finances in check. Whether your problem is poor budgeting or overspending,… Continue Reading