Category Archives: Personal Finance

What to do with a Semi-Used Gift Card

What to do with a Semi-Used Gift Card

For special occasions my mom is likely to give me a Gift Card with a major corporation behind it (Visa, Amex, etc.).  It is likely she does it because I am a PAIN to shop for (just ask THE WIFE) – I don’t have any REAL hobbies, I hate spending money, and I hate others

The Wife and I Finally Implement a Plan

The Wife and I Finally Implement a Plan

I always thought I didn’t need a budget, nor did I ever want to worry about limiting myself.  I think I figured I could always add / subtract and keep things all in my head.  Like most people who rock out this “method” I got things done but was not working anywhere near 100%. While

Personal Finance is Well….Personal

Personal Finance is Well….Personal

I have written about this before, but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life. The first came when a good friend came by my house and

How Soon we Forget – Gas Prices Drop

How Soon we Forget – Gas Prices Drop

There is an interesting debate going on Blueprint to Financial Prosperity, when he highlighted the “hack” that one could trigger Costco’s “member prices” when you use an amex card (full post and ensuing debate HERE). For various reasons, I am not going to get into the moral debate whether someone should use another person’s membership

The Simplest Personal Finance Advice to Newlyweds

The Simplest Personal Finance Advice to Newlyweds

My older brother got married on Friday, so to say the least, last week was nuts around my parts.  I gave him a very generous gift, but to be honest it was the same exact generous gift he gave me 5 months ago.  So I got to thinking – what personal finance advice could I

Bank Fees are on the Rise

Bank Fees are on the Rise

Unless you have been living under a rock for the past year or so, you have been hearing about the bank crises and how almost every bank needs cash (and quickly).  So I guess it is not surprising, that bank fees are rising and if you don’t watch out you may get hit with an