Category Archives: Personal Finance

Accountability Leads to Success

Thursday was our quarterly meeting for work, where sales accomplishments and goals were discussed.  One theme that echoed today was, you guessed it, Accountability Leads to Success.  That sentiment is short and sweet…4 simple words whose truth have been proven over time. First, we should define Accountability.  Merriam Webster defines accountability as, the quality or state ofContinue Reading

Teach Your Children Well – Financial Education Starts at Home

Financial struggles and poor money decisions are the kind of thing you might not even wish upon your worst enemy. If you’ve been through the money wringer yourself, you don’t want anyone else to experience similar suffering. That’s even more true when applied to your offspring. As a parent, you want your kids to enterContinue Reading

A less than Expected Bonus – What should you do?

I wasn’t going to write about this subject but why the heck not! As indicated in the left side bar, I work for a Fee Based Financial Planning firm, that being said we have clients that we don’t charge fees because of the compensation coming in somewhere else (i.e. money under management, premiums, sale of differentContinue Reading

What to do with a Semi-Used Gift Card

For special occasions my mom is likely to give me a Gift Card with a major corporation behind it (Visa, Amex, etc.).  It is likely she does it because I am a PAIN to shop for (just ask THE WIFE) – I don’t have any REAL hobbies, I hate spending money, and I hate othersContinue Reading

The Wife and I Finally Implement a Plan

I always thought I didn’t need a budget, nor did I ever want to worry about limiting myself.  I think I figured I could always add / subtract and keep things all in my head.  Like most people who rock out this “method” I got things done but was not working anywhere near 100%. WhileContinue Reading

Personal Finance is Well….Personal

I have written about this before, but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life. The first came when a good friend came by my house andContinue Reading