Category Archives: Personal Finance

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahahaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get aContinue Reading

2008 Income Source Statistics by Age and Total Income

I saw 2 really cool tables from the Tax Foundation’s Tax Policy Blog that to put it simply…inspired me.  Both provide an statistical evidence of what I have intrinsically thought was correct, and where I should go. Statistics of Income Sources of 2008 Tax Returns The first Table provides an insight as to what sourcesContinue Reading

Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

On July 22, 2009, New York Attorney General Michael Cuomo filed papers to throw out 100,000 default judgments due to bad service.  When I wrote a post way back in December about Default Judgments and How they Affect your Personal Finances I skipped over service of the papers to start a lawsuit. New York ServiceContinue Reading

Your Credit Score Matters

Luckily this blog is anonymous so I can talk about whatever I feel like!  Well today I got a rough phone call from the Sister in Law.  She was looking into buying a home with her boyfriend.  Well, when they went to get pre-approved she was met with a a very low number due toContinue Reading

Bachelor Party Finances – 5 Ways to Keep Costs Low

Yesterday, I got back from a ridiculous weekend at the New Jersey Shore (Avalon to be exact).  I was there for my friend’s bachelor party.  I have known this buddy since we were 8, so being one-third of the team that was setting it up, I was pumped to make it SICK.  And I succeeded.Continue Reading

Easy Way to Save Money – Check your Utility and Cable Bills

I apologize for the short post, but I wanted to point out a stupid lesson I learned last week.  After the 150th commercial bragging about $99 for phone, internet and tv service, I lost it.  I called up my cable company asking, “why the hell was I paying $150 with no phone service!?” The very niceContinue Reading