Category Archives: Personal Finance

What Does it Take to Get to a Million Dollars?

What Does it Take to Get to a Million Dollars?

I had a very depressing/interesting discussion with the father in law this weekend.  I am a huge fan of my father in law, he is/was a great father, a successful business man and an overall great dude. Despite being, what I always considered staunch republican, we got into a great discussion about universal health care,Continue Reading

Why is Layaway Becoming More Popular?

Why is Layaway Becoming More Popular?

Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card!  The Simpsons even had an episode where Santa’s Little Helper received aContinue Reading

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahahaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get aContinue Reading

Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

On July 22, 2009, New York Attorney General Michael Cuomo filed papers to throw out 100,000 default judgments due to bad service.  When I wrote a post way back in December about Default Judgments and How they Affect your Personal Finances I skipped over service of the papers to start a lawsuit. New York ServiceContinue Reading