Category Archives: Personal Finance

Why is Layaway Becoming More Popular?

Why is Layaway Becoming More Popular?

Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card!  The Simpsons even had an episode where Santa’s Little Helper received aContinue Reading

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahahaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get aContinue Reading

Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

Another Reason to Check your Credit Report – New York Default Judgment Getting Thrown Out

On July 22, 2009, New York Attorney General Michael Cuomo filed papers to throw out 100,000 default judgments due to bad service.  When I wrote a post way back in December about Default Judgments and How they Affect your Personal Finances I skipped over service of the papers to start a lawsuit. New York ServiceContinue Reading

Your Credit Score Matters

Your Credit Score Matters

Luckily this blog is anonymous so I can talk about whatever I feel like!  Well today I got a rough phone call from the Sister in Law.  She was looking into buying a home with her boyfriend.  Well, when they went to get pre-approved she was met with a a very low number due toContinue Reading