Category Archives: Personal Finance

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

Every single day at work, I discuss multimillion dollar estates.  Every day I get to work with balance sheets with numbers I can only dream about…hell with numbers anyone can dream about.  Just today, I saw a balance sheet with approximately $21,000,000, and it was only $21,000,000 because he didn’t want it written down that he owns another $9,000,000

Studying the Obvious and Figuring Out Why Americans Are Broke

Vanguard recently highlighted portions of a book written by Connecticut College Psychology Professor Stuart Vyse titled, “Going Broke: Why Americans Can’t Hold on to Their Money*”  which attempts to provide evidence through experiments as to why, Why Americans are Broke. As long as this isn’t your first visit to a personal finance blog, or you have never picked up the WSJ or

What to do with Unwanted or Semi Used Gift Cards

What to do with Unwanted or Semi Used Gift Cards

Every year I receive gift cards, and in the past I wouldn’t always use the entire balance, or I just wouldn’t the card at all (*gasp*).  So I had to come up with a couple of ways to combat wasting the gift card. Before you judge me about wasting gift cards, according to the New