Category Archives: Personal Finance

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

Every single day at work, I discuss multimillion dollar estates.  Every day I get to work with balance sheets with numbers I can only dream about…hell with numbers anyone can dream about.  Just today, I saw a balance sheet with approximately $21,000,000, and it was only $21,000,000 because he didn’t want it written down that he owns another $9,000,000

Studying the Obvious and Figuring Out Why Americans Are Broke

Vanguard recently highlighted portions of a book written by Connecticut College Psychology Professor Stuart Vyse titled, “Going Broke: Why Americans Can’t Hold on to Their Money*”  which attempts to provide evidence through experiments as to why, Why Americans are Broke. As long as this isn’t your first visit to a personal finance blog, or you have never picked up the WSJ or

What to do with Unwanted or Semi Used Gift Cards

What to do with Unwanted or Semi Used Gift Cards

Every year I receive gift cards, and in the past I wouldn’t always use the entire balance, or I just wouldn’t the card at all (*gasp*).  So I had to come up with a couple of ways to combat wasting the gift card. Before you judge me about wasting gift cards, according to the New

Traditional and Non-Traditional Ways to Access Large Amounts of Liquid Cash

Traditional and Non-Traditional Ways to Access Large Amounts of Liquid Cash

Sometimes, you need liquid cash, but not sure where to “find” it, and don’t worry I haven’t lost my mind I would never recommend ridiculous 20%+ cash advances or the usually evil payday loans.  The following ways should only be used when you need a good amount of cash, I would say the starting point would be

There were Never Good Ole Days When it Comes to Personal Finance

There were Never Good Ole Days When it Comes to Personal Finance

After speaking to The Wife’s grandmother for hours this past weekend, I have come to a conclusion about money management, the past and all those that say the world is different today.   The conclusion is best said by one of the best song writers around (10 points for all those that can tell me what