Category Archives: Personal Finance

I use ING For my Savings and You May Want to Also!

I use ING For my Savings and You May Want to Also!

I often get asked where I keep my liquid savings.  When I first started caring about personal finance issues, and started reading personal finance blogs I was guilty of rate chasing and bonus chasing.   I am proud to say that, I do not rate chase anymore, and if you check out personal finance blog archives

What is Wrong With Chasing Bank Rates

It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards  my local bank. The employees knew me on a first name basis. Some of the employees even went to high school with me. If any issues ever

Are Prepaid Debit Cards Worth it? Pros and Cons of Using Prepaid Debit Cards

Are Prepaid Debit Cards Worth it? Pros and Cons of Using Prepaid Debit Cards

Prepaid debit cards offer the ease of a credit card without the drawbacks of a credit card.  Also, they are a simple and effective way to budget finances during this recession.  However, it is important to know the pros and cons of using a prepaid debit card before using one. Pros of Using a Prepaid

Three Common Qualities of High Net Worth Individual’s Balance Sheets

Three Common Qualities of High Net Worth Individual’s Balance Sheets

I recently wrote that it doesn’t matter whether you make $46,000 a year or $460,000 the basics of personal finance are always the same, and one of my readers/fellow blogger, Investor Junkie, made a comment, @Evan: It would be great if you could write a few blog posts on your observations you’ve had working with