Category Archives: Personal Finance

Teach Your Children Well – Financial Education Starts at Home

Financial struggles and poor money decisions are the kind of thing you might not even wish upon your worst enemy. If you’ve been through the money wringer yourself, you don’t want anyone else to experience similar suffering. That’s even more true when applied to your offspring. As a parent, you want your kids to enter…Continue Reading

A less than Expected Bonus – What should you do?

A less than Expected Bonus – What should you do?

I wasn’t going to write about this subject but why the heck not! As indicated in the left side bar, I work for a Fee Based Financial Planning firm, that being said we have clients that we don’t charge fees because of the compensation coming in somewhere else (i.e. money under management, premiums, sale of different…Continue Reading

What to do with a Semi-Used Gift Card

What to do with a Semi-Used Gift Card

For special occasions my mom is likely to give me a Gift Card with a major corporation behind it (Visa, Amex, etc.).  It is likely she does it because I am a PAIN to shop for (just ask THE WIFE) – I don’t have any REAL hobbies, I hate spending money, and I hate others…Continue Reading

The Wife and I Finally Implement a Plan

The Wife and I Finally Implement a Plan

I always thought I didn’t need a budget, nor did I ever want to worry about limiting myself.  I think I figured I could always add / subtract and keep things all in my head.  Like most people who rock out this “method” I got things done but was not working anywhere near 100%. While…Continue Reading

Personal Finance is Well….Personal

Personal Finance is Well….Personal

I have written about this before, but in the past week I was involved in an incident which made me want to reiterate that personal finance is less about the numbers, but more about personal decisions based on one’s personalty, perspective and life. The first came when a good friend came by my house and…Continue Reading

How Soon we Forget – Gas Prices Drop

How Soon we Forget – Gas Prices Drop

There is an interesting debate going on Blueprint to Financial Prosperity, when he highlighted the “hack” that one could trigger Costco’s “member prices” when you use an amex card (full post and ensuing debate HERE). For various reasons, I am not going to get into the moral debate whether someone should use another person’s membership…Continue Reading