Category Archives: Personal Finance

There are No New Rules when it Comes to First Time Home Buyers

There are No New Rules when it Comes to First Time Home Buyers

Like one of my favorite bloggers out there, Bad Money Advice, I don’t really get all these “new” rules that are popping up everywhere.  I don’t believe the “its different” today BS.  I think most of the lists, at best, basically just rehash of old rules that I thought always existed (obviously, minus the past

What Does it Take to Get to a Million Dollars?

What Does it Take to Get to a Million Dollars?

I had a very depressing/interesting discussion with the father in law this weekend.  I am a huge fan of my father in law, he is/was a great father, a successful business man and an overall great dude. Despite being, what I always considered staunch republican, we got into a great discussion about universal health care,

Why is Layaway Becoming More Popular?

Why is Layaway Becoming More Popular?

Apparently CNBC is finding that more and more people are using layaway, and I just don’t get it! I have no recollection of using layaway, but then again I am only 27, and part of the generation where everyone had a credit card!  The Simpsons even had an episode where Santa’s Little Helper received a

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

Fight Back Against Credit Card Companies Cancelling Your Credit Card and Hurting your Credit Score

A couple months ago I received a notice from a credit card which was previously eradicated from my modified debt snowball.  I had dual thoughts, “hahahaha, it doesn’t matter if you jack up my interest rate, I paid all my credit cards off already, tough guy” and “You better not be trying to get a

2008 Income Source Statistics by Age and Total Income

2008 Income Source Statistics by Age and Total Income

I saw 2 really cool tables from the Tax Foundation’s Tax Policy Blog that to put it simply…inspired me.  Both provide an statistical evidence of what I have intrinsically thought was correct, and where I should go. Statistics of Income Sources of 2008 Tax Returns The first Table provides an insight as to what sources