Category Archives: Personal Finance

Basic Financial Terms for Children and Teens

The Wall Street Journal just published an article titled, “Three Financial Terms Kids Need to Know” by the Yoder et. al., and while I usually love the personal finance section of the WSJ this article was simply ridiculous.  The article provides a series of obviously and painfully fake interactions between the Yoder Pops and YoderContinue Reading

Does this High Net Worth Individual’s Balance Sheet Inspire or Depress You?

Everyday I have a high net worth balance sheet put in front of my face.  Everyday I will put together a balance sheet that will go way north of the $1,000,000 that people tend to strive for, but most won’t make. There seems to be a disgusting amount of class warefare going on in today’sContinue Reading

Is Overdrafting Your Checking Account Worse Than Getting a Payday Loan?

Overdrafting Your Checking Account is Worse Than Getting a Payday Loan Hypothetical question: Your bills are due and your car needs gas, but your bank account is empty. You need to borrow $100 for 2 weeks. Your options are: Overdraft your checking account, once, at a Bank of America ATM Run up credit card debtContinue Reading

I Don’t Understand the Early Retirement Extreme Movement

My blog has seemed to morph over time. At the beginning I posted just about my debt with a sprinkling of my ‘knowledge’ as a Director of Financial Planning/Estate Planning Attorney, however, I have become more and more honest and turned it into a true blog – a manifestation of my inner thoughts.  Some ofContinue Reading

5 Personal Finance Tips

Controlling your finances in the current financial climate can be a very hard task, however if you follow some very simple money-saving financial tips, it can be made a lot easier. Based as my time as a financial writer I have come across many personal finance tips and here are some of my favorites, whichContinue Reading

Three Ways to Increase your Credit Score Without Using a Credit Card

Your credit score is very important whether you are going to be financing a car, leasing a car, buying  a home, applying for insurance or even applying for certain jobs.  In today’s society your credit score is a necessary evil.  Sort of like needing experience but not being able to be hired to get thatContinue Reading