Category Archives: Personal Finance

Does this High Net Worth Individual’s Balance Sheet Inspire or Depress You?

Everyday I have a high net worth balance sheet put in front of my face.  Everyday I will put together a balance sheet that will go way north of the $1,000,000 that people tend to strive for, but most won’t make. There seems to be a disgusting amount of class warefare going on in today’sContinue Reading

Is Overdrafting Your Checking Account Worse Than Getting a Payday Loan?

Overdrafting Your Checking Account is Worse Than Getting a Payday Loan Hypothetical question: Your bills are due and your car needs gas, but your bank account is empty. You need to borrow $100 for 2 weeks. Your options are: Overdraft your checking account, once, at a Bank of America ATM Run up credit card debtContinue Reading

I Don’t Understand the Early Retirement Extreme Movement

My blog has seemed to morph over time. At the beginning I posted just about my debt with a sprinkling of my ‘knowledge’ as a Director of Financial Planning/Estate Planning Attorney, however, I have become more and more honest and turned it into a true blog – a manifestation of my inner thoughts.  Some ofContinue Reading

5 Personal Finance Tips

Controlling your finances in the current financial climate can be a very hard task, however if you follow some very simple money-saving financial tips, it can be made a lot easier. Based as my time as a financial writer I have come across many personal finance tips and here are some of my favorites, whichContinue Reading

Three Ways to Increase your Credit Score Without Using a Credit Card

Your credit score is very important whether you are going to be financing a car, leasing a car, buying  a home, applying for insurance or even applying for certain jobs.  In today’s society your credit score is a necessary evil.  Sort of like needing experience but not being able to be hired to get thatContinue Reading

An Alternative Idea to Government Stimulus

I have been thinking a lot how much easier all our lives would be if Congress acted like they are supposed to, and I mean abiding by their own rules and regulations not arguing whether spending like Keynes on Crack with a Black Amex is a good idea. The first idea I came up with wasContinue Reading