Category Archives: Personal Finance

How to Make Money When You’re Starting from Zero

Whether you’re straight out of school or you’ve been working for decades but don’t have much in the way of savings or disposable income, you’re probably interested in knowing how you can make extra money. If you’ve not been on holiday for years or you can’t afford to eat out when you’d like to, then… Continue Reading

How Do You Title Your Children’s Investments or Savings Accounts?

Twice in the span of a week I was asked my thoughts on titling of children’s assets.  It wasn’t asking how they should invest their children’s investments, or more specifically, their clients’ children’s assets, but rather how should the accounts be actually titled.  I am of the opinion that money can do good things and… Continue Reading

Is Cash Fungible? Do You Create Separate Bank Accounts for Goals?

Building on the basics of personal finance that I started talking about last week, one of the biggest changes that The Wife and I made years ago was agreeing that cash isn’t fungible.  It took some convincing on her part to prove to me that creating different cash and investment buckets for specific purposes and goals would… Continue Reading

What Should Someone Do After Paying Off All Consumer Debt? There is No Right Answer

I received an email yesterday from a reader named Jared that reminded me among my recent posts about investing and Buffett I may have been ignoring some basic tenets of personal finance.  Jared wrote me and asked, Evan,  First off, THANK YOU. Your blog has been wonderful to read and has been very useful to… Continue Reading

Finally Switching to a Prepaid Cell Phone Plan

I have been with the same cell phone company, Sprint, for almost a decade at this point, but later this month I am finally taking the leap and moving to a different carrier.  For the first time in that decade history with Sprint I have made the 2 years without needing a new phone.  Although… Continue Reading