Category Archives: Personal Finance

I use ING For my Savings and You May Want to Also!

I use ING For my Savings and You May Want to Also!

I often get asked where I keep my liquid savings.  When I first started caring about personal finance issues, and started reading personal finance blogs I was guilty of rate chasing and bonus chasing.   I am proud to say that, I do not rate chase anymore, and if you check out personal finance blog archives… Continue Reading

What is Wrong With Chasing Bank Rates

It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards  my local bank. The employees knew me on a first name basis. Some of the employees even went to high school with me. If any issues ever… Continue Reading

Three Common Qualities of High Net Worth Individual’s Balance Sheets

Three Common Qualities of High Net Worth Individual’s Balance Sheets

I recently wrote that it doesn’t matter whether you make $46,000 a year or $460,000 the basics of personal finance are always the same, and one of my readers/fellow blogger, Investor Junkie, made a comment, @Evan: It would be great if you could write a few blog posts on your observations you’ve had working with… Continue Reading

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

The Basics of Personal Finance are Not Hard It Doesn’t Matter if you Make $46,000 or $460,000

Every single day at work, I discuss multimillion dollar estates.  Every day I get to work with balance sheets with numbers I can only dream about…hell with numbers anyone can dream about.  Just today, I saw a balance sheet with approximately $21,000,000, and it was only $21,000,000 because he didn’t want it written down that he owns another $9,000,000… Continue Reading