Category Archives: Personal Finance

It is Okay to Want Things but Don’t Justify that You Deserve It

Last week, The Wife started to say things like, “Wow, that Keurig coffee maker seems really cool!”  I thought nothing of it since we have two coffee makers, one we got as a gift at her bridal shower and another she received to test out on her blog.  Both have cool features like built in bean grindingContinue Reading

When Computing Housing Costs You Have to Remember…

When deciding whether to purchase a house, condo, townhouse or co-op most people tend to forget the ancillary costs associated with owning that home.  This topic came up the other week when I asked a buddy how living with in-laws went when he was in house purgatory (sold his house but didn’t close on hisContinue Reading

Do You Know Your Net Worth?

Measuring financial progress is essential when trying to improve your financial situation, yet if you have no benchmark to measure your progress against then how do you know how well you are progressing? Using your net worth is a great quick and easy way of how you can do this. What does net worth mean?Continue Reading

Best Money Savings Tip – Go Metro

For years I took driving for granted. I never connected the dots that driving actually costs me hard earned money. I just thought of it as part of life for living in southern California. Perhaps we should change that phrase to death, taxes, and driving expenses! Obviously we can’t walk anywhere since many places ofContinue Reading

Financial Freedom – The Obstacles

Trying to improve your financial situation can be incredibly difficult under normal circumstances, but if you find yourself head to head with a number of obstacles at the same time then it can become even more so. When trying to improve your finances you will come across many roadblocks that are unavoidable, for example, yourContinue Reading

Why did I Create a 529? Why Did I Choose New York’s Program

The Wife and I just recently had our first child and like the responsible adults that we are supposed to be I started looking into college savings.  The IRS has a fantastic Q&A on the 529 Plan, which will answer many of the questions one may have.  Here are some of the main questions associatedContinue Reading