Category Archives: Personal Finance

Make the Most of Unemployment

Make the Most of Unemployment

When our heating bill came the other day, I almost fainted. It was $479, an insanely unacceptable number. Upon further inspection, it showed that because I wasn’t home when the meter reader came for the month, our gas usage was estimated at nearly double of our actual use. “Boy, I wish I was home all… Continue Reading

Is Cell Phone Insurance Worth It?

Is Cell Phone Insurance Worth It?

Over the Weekend I had an “incident” where I dropped my new HTC Hero with Google.  Considering I am writing a post on Cell Phone insurance, you know all did not end well as I bobbled it and watched it land on its glass face.  My phone went from:   TO So for the first time since owning a… Continue Reading

I use ING For my Savings and You May Want to Also!

I use ING For my Savings and You May Want to Also!

I often get asked where I keep my liquid savings.  When I first started caring about personal finance issues, and started reading personal finance blogs I was guilty of rate chasing and bonus chasing.   I am proud to say that, I do not rate chase anymore, and if you check out personal finance blog archives… Continue Reading

What is Wrong With Chasing Bank Rates

It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards  my local bank. The employees knew me on a first name basis. Some of the employees even went to high school with me. If any issues ever… Continue Reading

Three Common Qualities of High Net Worth Individual’s Balance Sheets

Three Common Qualities of High Net Worth Individual’s Balance Sheets

I recently wrote that it doesn’t matter whether you make $46,000 a year or $460,000 the basics of personal finance are always the same, and one of my readers/fellow blogger, Investor Junkie, made a comment, @Evan: It would be great if you could write a few blog posts on your observations you’ve had working with… Continue Reading