Category Archives: Personal Finance

When Paying Off Debt Remember How Important Liquidity Is

I was reading Financial Samurai’s recent post how he won’t be paying off his mortgage on a rental property for years despite having enough cash to do so and it really stuck with me.  While FS makes it clear he has enough liquidity to pay off a mortgage on a second property I am in aContinue Reading

Canceling My Cell Phone Insurance

Last April I asked the question, Is Cell Phone Insurance Worth the Price? I think I came up with the proper determination as to whether Cell Phone Insurance is worth it. …there seems to be a turning point when your replacement phone (through e-bay, Craig’s list, etc.) is at or near the price of your deductible.Continue Reading

What Will My Mortgage Cost a Month?

Since the birth of our baby The Wife and I have been discussing future living arrangments lately.  As often happens her parents (who live about 2.5 hours away) are visiting a lot more since there is someone there more important than The Wife and I (i.e. my cute child).  But we only live in aContinue Reading

5 Common Tax Mistakes You Shouldn’t Be Making

With just over a month to go before the Tax Man comes around, many consumers are scrambling to get their receipts and W-2s in order so they can file their taxes and hopefully get a nice refund check. With so many people in such a mad rush to get their returns out the door inContinue Reading

Stop Making Excuses Creating a Second Stream of Income Is Not Difficult

I think the amazing thing about blogging is being able to connect to people that you would likely never have a conversation with, but because you share a common interest you get involved in their life.  Sometimes it is a one way street, which is fine.  There is this great blogger who goes by theContinue Reading

The Easiest Way to Save Money When Shopping Online

Whenever I shop for something online I always look for a discount, and it solely because of how easy it is to find promo codes, coupon codes, etc.  While I will usually just search for the term and promo code, Wikipedia highlights a ton of other synonyms that should be looked into, Online retailers oftenContinue Reading