Category Archives: Personal Finance

The American Dream Now Rents

The long-held notion of the American Dream has always included owning a home with the proverbial white picket fence. Today, that dream has become unpractical for many Americans. The unstable job economy paired with the recent bust of the housing market has put home ownership out of reach for many families. Once you look past

Five Things To Look Out for When Viewing Rental Properties

Looking for somewhere to rent? There’s a lot to think about. Obviously, finding somewhere that’s affordable and comfy will be your prime concerns, but marrying these two important factors isn’t always as easy as it sounds. For this reason, it’s a good idea to have a mental checklist when you’re searching for your new rental

Spending vs. Saving

One of the most common questions people face today in the area of personal finances is whether it is better to enjoy your money today, or save for tomorrow.  It often feels like the experts are suggesting that you must choose one or the other and that there is no compromise. However, this is not

Do You Compartmentalize Spending Decisions Also?

Do You Compartmentalize Spending Decisions Also?

This past weekend I went into “the city” (i.e. NYC) for a friend’s birthday and the place he chose was this trendy bar which was set up as a speak easy.  All drinks were served in tea cups with saucers, the beers were served in brown paper bags or mugs if it were a draft. 

What Do You Have to Do Mathematically to Get to Your Goal

What Do You Have to Do Mathematically to Get to Your Goal

At least 3 times a month this great blogger named Crystal discusses her goal to become free of a traditional job and it got me to thinking about what she actually has to do to achieve her goal.  It doesn’t work for everyone but breaking down larger goals into smaller, obtainable short-term goals provides me