Category Archives: Personal Finance

Maximizing Family Resources to Get College Financial Aid

It’s no secret that paying for college is an incredibly expensive proposition these days. Tuition at private schools has been steadily rising for years, and state financial troubles have now caused public school tuition to skyrocket, as well. No matter how much or how long you save, it often seems as though no amount of

Household Saving and Spending Advice

When you are faced with a regular pile of household bills, it can often be a little daunting working out where to start if you’re trying to save money. However, there are some relatively simple things you can do to save on your household bills and ensure you get the best deals available. Of course,

Reflections on My Attempt To Save Money By Driving Less

Of the resolutions I made a year ago, several were concerned with cutting my costs and improving my finances. Most of these resolutions existed in the world of budgets and long-term plans, investments and credit card use. But one of them was different from the rest: my resolution to drive less in 2011 and see

Buying an Asset with a Mortgage or Debt Doesn’t Necessarily Change your Net Worth

I got into an interesting conversation with a commenter the other day on another blog and it made me realize that there are some people out there who don’t actually understand some of the basics of Personal Finance. I don’t talk about the basics to often on My Journey to Millions, because quite frankly, how

Calculating Possible Future Housing Expenses

The Wife and I have been giving serious thought to listing our house after the new year, and it was in the course of a recent discussion that The Wife told me she just wanted to know the “bottom line” in terms of future housing costs.  Her concern is that an upgrade to our current