Category Archives: Personal Finance

Do You Know Your Monthly Nut?

Regardless of whether you make $46,000 or $460,000 almost everything in personal finance starts with what I commonly refer to as the “monthly nut.”  I am not sure where I got the term from, but knowing myself I probably giggled at first but now use it almost every single day when discussing someone’s financial situation. Continue Reading

What to Look for When Taking out a Home Insurance Policy

Home insurance is something that all homeowners need to have. It is split into buildings insurance and contents insurance and, while you can usually buy these policies separately, it often makes better financial sense to buy them as a complete home insurance package. Buildings insurance covers the property itself, including any permanent fittings, as wellContinue Reading

5 Ways to Save Money When Booking Your Holiday and 5 More Ways to Save When You Get There

With new environmental taxes, higher fuel costs and a global recession, the days of the ultra-low budget, flexible holiday seem all but over. It is still possible however to book holidays at bargain prices and the savings don’t have to stop there as it is possible to continue to make savings once you reach yourContinue Reading

My 3 Step Plan To Reduce Food Costs

With money tight these days and my expenses higher than they should be, I’ve recently undertaken an effort to be more economical and lower my core costs. These costs include those allocated for housing, transportation, and food. First, I worked to lower my housing costs by refinancing my mortgage, specifically by reducing the terms ofContinue Reading

Saving Money for the Future? Start Now

There are plenty of reasons why you might want to save money for the future. It could be that you’re saving for a new house or a car. You might want to save up for a fantastic vacation, to send your children to college, to plan for your retirement or simply save for a rainyContinue Reading

How I Prepare to Meet My Accountant

Up until I got married to The Wife I did my own taxes as they were straightforward!  A W2, a few bank accounts, an investment account and my student loans.  Then I bought a house and got married…that’s when my tax world became more complicated.  The Wife is an independent contractor, and as an independentContinue Reading