Category Archives: Personal Finance

Do You Know Your Monthly Nut?

Regardless of whether you make $46,000 or $460,000 almost everything in personal finance starts with what I commonly refer to as the “monthly nut.”  I am not sure where I got the term from, but knowing myself I probably giggled at first but now use it almost every single day when discussing someone’s financial situation. 

What to Look for When Taking out a Home Insurance Policy

Home insurance is something that all homeowners need to have. It is split into buildings insurance and contents insurance and, while you can usually buy these policies separately, it often makes better financial sense to buy them as a complete home insurance package. Buildings insurance covers the property itself, including any permanent fittings, as well

Saving Money for the Future? Start Now

There are plenty of reasons why you might want to save money for the future. It could be that you’re saving for a new house or a car. You might want to save up for a fantastic vacation, to send your children to college, to plan for your retirement or simply save for a rainy

How I Prepare to Meet My Accountant

Up until I got married to The Wife I did my own taxes as they were straightforward!  A W2, a few bank accounts, an investment account and my student loans.  Then I bought a house and got married…that’s when my tax world became more complicated.  The Wife is an independent contractor, and as an independent

My Route To The Leisure Class

When the phrase “leisure class” comes to mind, most people picture private jets, large mansions, and vast family fortunes. They envision people who hold careers as an investment banker, surgeon, or high priced lawyer. In short, the general conception is that the leisure class comprises an exclusive group and reflects an unattainable status. This is