Category Archives: Personal Finance

What All Adults Should Know About their Own Personal Finances

I am not sure how many people with out a personal finance blog actually know how they are doing with their personal finances.  I can’t imagine that many people actually take account of their net worth or even how much debt they actually have.  At most, maybe, someone will know their 401(k) balance.  Notwithstanding, there… Continue Reading

To Save Money Sometimes All You Have to do is Ask

I have two annual bills that become payable each October, my Sirius satellite  radio and my American Express card.  Both of these bills are completely unnecessary.  I could easily go with out satellite radio, and while I really like my Amex card I am not willing to pay an annual fee for a credit card.  So every… Continue Reading

The Failure to Save: How to Overcome a Global Financial Issue

According to a 2013 report conducted by global banking giant HSBC, the world is in the grip of a deepening pension crisis. The survey, which canvassed the testimony of more than 15,000 consumers throughout 15 global markets, revealed that a high number of citizens currently have inadequate savings to successfully fund their retirement. The U.S.… Continue Reading

A Huge Problem with the Financial Planning Industry

While I readily defend the financial planning industry of which I am a part there is a glaring hole that is probably only getting larger.  I saw a great post from financial blogger, Daniel, over at Sweating The Big Stuff  where he was helping out a buddy create a cash flow and debt plan, and it… Continue Reading