I believe that Personal finance encompasses all the decisions a person might make when it comes to cash flow, budgeting, retirement, investments, multiple streams of income, and insurance protection. Every adult is bombarded with decisions to make when it comes to all these areas of life and I try to help with my thoughts and opinions on the various topics.
I have this buddy who is deep into the Multi-Level Marketing (MLM) world. It feels like he keeps bouncing from the next big thing to the thing that is going to make the "next big thing" look horrible and scammy. He has attempted to recruit me to a few of these ventures and much to the surprise of no one, but him, I have always rejected. Every time, he contacts me about the next amazing opportunity I always have two thoughts about the very nature of MLMs and they are what makes the opportunity amazing for some and horrid to me at [...]