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What do you Think of Sure ‘Investments’ Articles?

Whenever I see an article titled like the The Wall Street Journal’s, Ten Money Moves that Will Always Pay Off, I always read it.  Always.  I have no idea why I am attracted to lists like this.  It may have to do with the search for that elusive financial unicorn? or the quest for

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What are Payday Loans? Should you Use Them?

Payday Loans are blasted throughout the personal finance world, to be avoided at all costs, but what exactly is a payday loan?

What is a Payday Loan?

According to The Payday Place, a pay day advance is,

a loan that can get you a sum of money (usually a few hundred dollars) to tide

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Do You Need to Force Yourself to be Cash Poor to Stay on Track?

Like most things in life, I truly believe that the basics of personal finance is a combination of mental toughness and knowing yourself.  I know I need barriers between me and cash; this is the very reason I can’t carry cash on me.  Talk about a weird feeling when I have debit card $3.33 from McDonalds

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Is Evan a Personal Finance D-Bag Part 2?

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Last time I asked the question of whether I was a personal finance D-Bag I went to The Met and paid the full “suggested” price to get in.  I couldn’t decide if I was a good humanitarian or a personal finance blogger d-bag.  I got some great responses,

If you can afford to

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Does Income Change Who You Are as a Spender? or your Tastes?

ritz Carlton

When The Wife and I normally go away, we keep to the all inclusive resorts out of the country.  Why? Well I have been known to drink a few cocktails and we just like to not have to worry about any sort of bill at the end of our trip.  However, when we

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What is the Difference Between a Condo and Co-Op?

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The difference between a Condominium (Condo) and Cooperative Corporation (Co-Op) is often confused, however, the difference is relatively easy to understand.  First and foremost it should be noted that the difference has nothing to do with how the building looks.  If the difference between the two has nothing to do with how the

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Help a Long Time My Journey to Millions Reader and Commenter

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Kevin M is a long time commenter on my site…this is his question to you guys. I was inspired to write this post when I read Evan’s recent post about his friend’s lack of action to change his miserable life.

Who is Kevin M?

A little history – I started reading personal finance

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Same Sex Financial Planning is Important and Necessary

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Not only do Same Sex Couples have to deal with the relationships problems we “straighties” do same sex couple have another level of problems associated with Financial and Estate Planning.  Oh by the way, I just made up the word Straighties, I hope it gets picked up. 

Before we start, I will let you

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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