Category Archives: Personal Finance

Financial Assistance When Facing an Emergency

If you are currently facing an emergency and are in need of money fast, you may be tempted to take out a payday loan. While this may in fact provide temporary relief, it is likely to cause you even more financial problems in the future. In addition, these types of loans often include higher feesContinue Reading

Finally Switching to a Prepaid Cell Phone Plan

I have been with the same cell phone company, Sprint, for almost a decade at this point, but later this month I am finally taking the leap and moving to a different carrier.  For the first time in that decade history with Sprint I have made the 2 years without needing a new phone.  AlthoughContinue Reading

Planning for Your Children’s Education

If you have children, you may already be thinking about how you are going to cover the cost of the future education. It is very true that education is not cheap and parents can expect to pay well into the thousands of dollars, if not hundreds of thousands of dollars, for their kid’s education. ThisContinue Reading

Little Known Pitfalls that Damage your Credit and How to Avoid Them

Banks, credit card companies and other financial institutions have all made you well aware that your credit score is a critical part of doing business with them. A below average credit score will make it very difficult for you to secure a loan, buy a car, rent a home or get a credit card withContinue Reading

Some things to Consider Before Looking for your First Home

Buying your first home can be an exciting, but often stressful time in your life. There are a number of factors to consider when making the decision to continue renting or to buy.  Your income can be largely consumed by your rent or mortgage so it is important to to make the decision that isContinue Reading

Any Easy Way to Save on Your Verizon Fios Bill

When I moved last year I signed up for Verizon Fios for my triple play package.  Being a new customer I got a great deal without signing a long term contract, however, I knew I was at the end of that initial “new customer” term.  After looking into the situation it seemed that my priceContinue Reading