I believe that Personal finance encompasses all the decisions a person might make when it comes to cash flow, budgeting, retirement, investments, multiple streams of income, and insurance protection. Every adult is bombarded with decisions to make when it comes to all these areas of life and I try to help with my thoughts and opinions on the various topics.
I recently received an unwanted reminder how important an emergency fund is to financial well being. If not for my emergency fund I would have been forced to take on either unwanted debt, and if that wasn't available then I am not exactly sure what I would have done. If you don't have a dedicated, liquid, emergency fund - then please stop reading and figure out a way to fund one right now. My Recent Story of PayPal Purgatory In addition to this site, I own about 10 other websites with a business partner, who oddly enough I have only met once in [...]