Category Archives: Life Insurance

Why You Should Buy Life Insurance Regardless of Whether You Have a Spouse or Children

I believe that one should at least entertain the thought of a flexible life insurance policy regardless of whether you have a child, life partner or spouse.  I am aware that this contradicts main stream advice, but there are two main reasons, both of which were the basis of my decision to buy life insurance…Continue Reading

The Benefits of Life Insurance to Young Families

Post by Sasha I’m a late 20-something married to an early 30-something, and we have a toddler-ish kid. Our lives, divided between work and play, are for the most part prescribed by the responsibility of family. My husband and I make decisions together, plan for the future and raise a very happy little boy. Outside…Continue Reading

Remember the Main Purpose of Life Insurance

Remember the Main Purpose of Life Insurance

Sometimes I think people forget (or don’t care about) what the main purpose of life insurance is.  This post is going to ignore whether you should buy term or whole life, or whether you can create your own pension using whole life insurance, or whether you should buy life insurance on your young child, instead…Continue Reading

What is Keyman Insurance? Is Your Business Protected From Death?

What is Keyman Insurance? Is Your Business Protected From Death?

Many business owners, especially smaller businesses owners rely heavily on one or two key employees; but what happens if that key person dies? How long will it take to get that business up back to its previously efficient way? How much will it cost to retrain someone?  Those are obviously questions that only a business…Continue Reading

Why the Type of Life Insurance you Buy Doesn’t Matter

Why the Type of Life Insurance you Buy Doesn’t Matter

For a lot of people who are shopping for life insurance, one of the first questions they ask themselves is, “what type of life insurance should I buy?” This question usually ends with some form of “whole life” or “term life,” as though those are the only two options. That’s the wrong way to think…Continue Reading