Category Archives: Life Insurance

Why You Should Buy Life Insurance Regardless of Whether You Have a Spouse or Children

I believe that one should at least entertain the thought of a flexible life insurance policy regardless of whether you have a child, life partner or spouse.  I am aware that this contradicts main stream advice, but there are two main reasons, both of which were the basis of my decision to buy life insuranceContinue Reading

The Benefits of Life Insurance to Young Families

Post by Sasha I’m a late 20-something married to an early 30-something, and we have a toddler-ish kid. Our lives, divided between work and play, are for the most part prescribed by the responsibility of family. My husband and I make decisions together, plan for the future and raise a very happy little boy. OutsideContinue Reading

High Risk? Get Life Insurance Coverage with a No Medical Exam Life Insurance Policy

Are you interested in purchasing a life insurance policy, but you are concerned that your health will make it impossible for you to get a policy? Fortunately, with the help of no medical life insurance, even those with health issues such as cancer or high blood pressure can still the coverage they and their familyContinue Reading

Why I Will be Purchasing Life Insurance on My Newborn Baby

I distinctly remember the pain and helplessness I felt when The Wife and I lost our first baby in utero to a blighted ovum, and that wasn’t a child I had the honor of raising. I am not sure how I would handle if anything were to happen to my son, but I do knowContinue Reading

Remember the Main Purpose of Life Insurance

Sometimes I think people forget (or don’t care about) what the main purpose of life insurance is.  This post is going to ignore whether you should buy term or whole life, or whether you can create your own pension using whole life insurance, or whether you should buy life insurance on your young child, insteadContinue Reading

What is Keyman Insurance? Is Your Business Protected From Death?

Many business owners, especially smaller businesses owners rely heavily on one or two key employees; but what happens if that key person dies? How long will it take to get that business up back to its previously efficient way? How much will it cost to retrain someone?  Those are obviously questions that only a businessContinue Reading