Category Archives: Investments

What are Deferred Annuities? Fixed vs. Variable Deferred Annuities

What are Deferred Annuities? Fixed vs. Variable Deferred Annuities

Annuities are easy to understand.  I already introduced the simple single premium annuity but like most things in life it gets a little bit more sophisticated.  Notice that I say sophisticated not complicated; Deferred Annuities are easy if you look at them the way I do!  There are zealots on both sides of Deferred annuities, I

What are Annuities? An Introduction to Immediate Annuities

What are Annuities? An Introduction to Immediate Annuities

Understanding Annuities makes it easier for you to make an informed decision rather than just listening to an advisor or worse a talking head on television.  Annuities often bring up strong emotions when they really shouldn’t, it is nothing more than a financial product often issued by insurance companies.  The definition of an annuity is

Is Home Remodeling Really an Investment? Is Remodeling Worth it?

I have never seen the show “Bang for your Buck” on HGTV until today, and all it really made me do was question whether home remodeling is really an investment?  Currently, I live in a brand new Town House (or it was brand new when I bought it in 2007) which has a limited price

Asset Aggregation May Be Just as Important as Asset Diversification or Allocation

Asset Aggregation May Be Just as Important as Asset Diversification or Allocation

If asked for your own example of customer loyalty, what would you give? Free months of phone service, flight upgrades to first-class, special hotel accommodations?  Most would probably think along the lines of a consumer, yet investments are an often overlooked area. A while back, the local supermarket ran a promotion with Cuisinart. Collecting “points”

What is a Callable CD?  and Why Current Callable CDs Don’t Make Sense

What is a Callable CD? and Why Current Callable CDs Don’t Make Sense

I generally don’t like Certificates of Deposits because the math doesn’t make sense, but I received an e-mail today about Callable CDs that made me really mad.  I had heard of Callable bonds, but don’t have any recollection of a Callable Certificate of Deposit, so I figured I would share what I learned about them and

Helping my Brother Choose an Online Broker

At Easter dinner my older brother asked me what online discount broker I use “to trade stocks.”  If you don’t remember, I already helped the younger brother with asset allocation, and yes, I only have 2 and I am the pain in the ass middle child.  Before I could explain to him which sites I