Category Archives: Investments

What Does it Mean When an ETF Jumps the Track

What Does it Mean When an ETF Jumps the Track

I was reading Investment Advisor Magazine the other day when I saw an article titled, “Despite Growth, More ETFs ‘Jump the Track’” and I thought to myself how could an ETF jump the track? Is that like jumping the shark?  Well, as it turns out the term, jump the track, has very little to do…Continue Reading

Using Your 401(k) to Start a Business

I recently read a fantastic article highlighting how to start a business using your 401(k) titled, “Rolling Over, Starting Up” in Financial Advisor Magazine.   The Author, Alan Lavine, goes through the technique known as Roll-Over as a Business Start up (ROBS). How Do You Use Your 401(K) To Start a Business? Borrowing from a 401(k)…Continue Reading

Updating My Dividend Portfolio For 2011

Updating My Dividend Portfolio For 2011

One of my favorite monetary accomplishments this year is creating a dividend portfolio.  When I created that portfolio my first step was to use the dividend aristocrat index, which is a basket of stocks “within the S&P 500 that have followed a policy of increasing dividends every year for at least 25 consecutive years.”  I…Continue Reading

Choosing Which State’s 529 Plan to Use

Choosing Which State’s 529 Plan to Use

There are tons of articles discussing which State’s 529 Plan to use, however, most seem to focus on expense ratios and fund choices.  While those variables are obviously important I believe there is another issue that is often ignored.  By living in a certain State and participating in that certain State’s 529 Plan you may receive an…Continue Reading

What are Dividends? What do I need to Know About Dividends?

I have been on a ridiculous dividend kick lately, but I never gave thought to those that don’t fully understand where Dividends actually come from and what they are.  I don’t usually get into these info-graphics but this one is fantastic.  It explains: What is a Dividend? What are Retained Earnings? Who Decides When Dividends…Continue Reading

Tell me What to do With my 401(k)

I have been talking about analyzing and re-balancing my 401(k) since May, 2010 and haven’t actually done anything about it since August of 2009! That is ridiculous, for anyone, nevertheless a guy who works in the financial industry and runs this fantastic personal finance blog.  So today, I am going to analyze my 401(k) using…Continue Reading