Category Archives: Investments

Using Your 401(k) to Start a Business

I recently read a fantastic article highlighting how to start a business using your 401(k) titled, “Rolling Over, Starting Up” in Financial Advisor Magazine.   The Author, Alan Lavine, goes through the technique known as Roll-Over as a Business Start up (ROBS). How Do You Use Your 401(K) To Start a Business? Borrowing from a 401(k)Continue Reading

Updating My Dividend Portfolio For 2011

Updating My Dividend Portfolio For 2011

One of my favorite monetary accomplishments this year is creating a dividend portfolio.  When I created that portfolio my first step was to use the dividend aristocrat index, which is a basket of stocks “within the S&P 500 that have followed a policy of increasing dividends every year for at least 25 consecutive years.”  IContinue Reading

Choosing Which State’s 529 Plan to Use

Choosing Which State’s 529 Plan to Use

There are tons of articles discussing which State’s 529 Plan to use, however, most seem to focus on expense ratios and fund choices.  While those variables are obviously important I believe there is another issue that is often ignored.  By living in a certain State and participating in that certain State’s 529 Plan you may receive anContinue Reading

Tell me What to do With my 401(k)

I have been talking about analyzing and re-balancing my 401(k) since May, 2010 and haven’t actually done anything about it since August of 2009! That is ridiculous, for anyone, nevertheless a guy who works in the financial industry and runs this fantastic personal finance blog.  So today, I am going to analyze my 401(k) usingContinue Reading

What is a Conduit Municipal Bond?

Someone at work gave me an article from the Wall Street Journal titled “When Muni Bonds go Private” by Jeannette Neumann and I was immediately intrigued.  Call me ignorant but the title of the article just didn’t make sense…how could a municipal bond be private? But the article provides the answer and to put itContinue Reading