Category Archives: Annuities

Would You Buy a United States Government Annuity?

Would You Buy a United States Government Annuity?

As the baby boomers get older and older it is almost impossible to pick up a financial publication that doesn’t discuss turning one’s nest egg into a stream of income.  It has been a while since I explained both an immediate annuity and deferred annuities, but basically they are financial products that turn a sum

Selling Your Structured Settlement

Selling Your Structured Settlement

What is a Structured Settlement?  According to JG Went Worth, A structured settlement is a financial package that allows court-awarded compensation to be paid in regular installments rather than in one lump sum. These installments may be paid over a fixed period or over the recipient’s lifetime. Because each is tailor-made for the individual case, the structure

What are Deferred Annuities? Fixed vs. Variable Deferred Annuities

What are Deferred Annuities? Fixed vs. Variable Deferred Annuities

Annuities are easy to understand.  I already introduced the simple single premium annuity but like most things in life it gets a little bit more sophisticated.  Notice that I say sophisticated not complicated; Deferred Annuities are easy if you look at them the way I do!  There are zealots on both sides of Deferred annuities, I

What are Annuities? An Introduction to Immediate Annuities

What are Annuities? An Introduction to Immediate Annuities

Understanding Annuities makes it easier for you to make an informed decision rather than just listening to an advisor or worse a talking head on television.  Annuities often bring up strong emotions when they really shouldn’t, it is nothing more than a financial product often issued by insurance companies.  The definition of an annuity is