Investments

/Investments

Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

Option Strategy – Understanding the Bull Put Spread

I have been selling a lot of naked puts this year.  A lot.  Taking a look at my spreadsheet I would estimate that just 2 months deep I have been in and out of 50 or so trades.  If I had to guess that is a tremendous amount of trading for a retail investor (but maybe I am wrong).  Since options trading is currently what I am obsessed with I have been reading and thinking about the topic at an increased rate, and the more I read the deeper the rabbit hole gets.  There are a ton of strategies out there, so [...]

By | February 27th, 2017|Options|2 Comments

February 2017 Screening for Undervalued Dividend Growth Stocks

Every month I attempt to purchase a lot or two (a lot for me is $500 - I hope to increase that in the future) of a possibly undervalued stock that has increased their dividend every year for the past 15 years.  In an effort to find those undervalued dividend growers I use certain metrics with regard to the company's price to earnings, operating margin vs industry and price to book vs industry.  I also screen for yield and market cap as well to further limit the watch list.  Lastly, I compare the remaining companies to their 52 week and 52 week [...]

By | February 16th, 2017|Dividend Investment Portfolio|2 Comments

My Dividend Growth Portfolio February 2017 Update

When writing last month's dividend growth portfolio investment update I wrote, "I have been dreading writing this post since I already know I screwed up in December."  I ignored my self imposed rules, and have still be paying for it.  Nothing I can do except, learn and grow. My January 2017 Investment Activity My Undervalued Dividend Growth Stock Purchases January, like most months, I made my normal $500 purchase.  Since I had a loss in December when it came to my options income, there was no extra. On 1/17/2017 I bought 26 Shares of Old Republic International Corporation (ORI) According to Google [...]

By | February 13th, 2017|Dividend Investment Portfolio|6 Comments

A Reminder and Encouragement to Refocus on Building Sustainable Passive Income

It has been a while since I have gotten a strong reminder about why I want to build sustainable passive income sources.  Well, I have received that wake up call.  I am not sure why, but I have largely moved away from discussing personal items on this blog.  I think the reason is that since I am not networking within the personal finance blog world there is no need to tell the personal side of the story since those vested in my story have diminished.  I am not complaining as that is largely my fault, but rather it has shifted the way [...]

By | February 7th, 2017|Investments|4 Comments

I Don’t Understand Investing in Small Cap Pharmaceutical and Biotech Companies

One of the places I check for ideas/inspiration to sell puts for income is the Yahoo Finance page's "Losers" for the day.  It provides a snapshot of companies that have taken an unusually large hit for that day.  I use this page to scout out any names that look familiar to me (i.e. if Nike takes a few percentage hit, I know Nike will be around in a few months so that is where I start my research for selling puts).  What does this have to do with Pharmaceutical and Biotech Companies? Everyday, day in and day out, they make up the [...]

By | January 18th, 2017|Investments|4 Comments