Investing is broad, but necessary, category in a person’s personal finance world.  Leaving your savings in just cash never made much sense nevertheless at today’s rates.  Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.

3 Risky Investments that Can Ruin Your Small Business

Everyone who’s ever started their own business has got a dream for it. No one envisions running their company on a shoestring budget forever. Instead, business owners want their startup to thrive and succeed. And while some risks are inherent in that prospect, taking on unnecessarily perilous investments can crumble even the most stable businesses. Fortunately, there are ways to identify which projects are worth your time and money, and which ones you should avoid like the plague. Rapid Expansion If you’ve established yourself at a certain location, enjoyed success there, and possess the resources and personnel to expand your operation –– [...]

By | 2018-01-18T14:08:24+00:00 January 18th, 2018|Business|0 Comments

January 2018 Undervalued Dividend Growth Watch List

For the past few years, I have shared the painstaking task of taking the dividend champion (25+ years of dividend growth) and part of the dividend contender list (20+ years of dividend growth) and screen against stated metrics to narrow down my watch list for the month.  I then buy a lot or two depending on the month; a lot being defined as $500.  I am rather excited to apply my new screening metrics (outlined again below) to see what I am buying this month.  It is my goal this year to apply some real record tracking to this account this and [...]

By | 2018-01-16T21:48:22+00:00 January 16th, 2018|Dividend Investment Portfolio|0 Comments

Retooling my Undervalued Dividend Growth Screen Metrics

I made a decision late last year, that every 6 to 9 months I am going to look at different factors to determine whether a stock should be on my watch list for that month.  I didn't write a post about it, because there wouldn't be much to discuss without the actual plan.  I the reason I came up with this decision is pretty simply that I don't know what I don't know.  If I had a screening plan that I knew was the answer I would have a a fund versus a small little account. I have been sharing my screens [...]

By | 2018-01-11T09:09:02+00:00 January 10th, 2018|Dividend Investment Portfolio|4 Comments

I Bought Physical Gold for the First Time

It only took 4 days but I succeeded in one of my 2018 goals and objectives (or at least I started to succeed since it was a year long goal) - I bought a tiny bit of physical gold.  Worry not, I am not turning into a gold-bug , I still believe over the long term that my stock investments will be a better return on investment.  Seems appropriate to start with why I never thought I'd ever buy gold, and then the eventual semi-turn around. Why I Never Thought I'd Buy Gold Gold as a purchase for a retailer investor never [...]

By | 2018-01-05T10:40:06+00:00 January 4th, 2018|Investments|8 Comments

Steps To Help Make Your Office Move An Easy Transition For Everyone

Moving your business can be a very exciting event. After all, moving up and out is every company’s aim. But while you are moving, you don’t want your customer service to suffer, or to have it interrupt your everyday activities. The best way to plan your move is to have a real plan of action. Although moving an office can be difficult because you have to have everyone on board - even those who choose to procrastinate - it can be done if you motivate and keep everyone on track. Plan the move well ahead of time The only way to stay [...]

By | 2018-01-08T21:11:54+00:00 December 20th, 2017|Business|0 Comments