Investing is broad, but necessary, category in a person’s personal finance world. Leaving your savings in just cash never made much sense nevertheless at today’s rates. Investing is often thought about in terms of buying stocks, but it is more than that, you could invest in an insurance based product, real estate, a business, yourself, etc.
I have this buddy who is deep into the Multi-Level Marketing (MLM) world. It feels like he keeps bouncing from the next big thing to the thing that is going to make the "next big thing" look horrible and scammy. He has attempted to recruit me to a few of these ventures and much to the surprise of no one, but him, I have always rejected. Every time, he contacts me about the next amazing opportunity I always have two thoughts about the very nature of MLMs and they are what makes the opportunity amazing for some and horrid to me at [...]