Category Archives: Insurance

Is it Possible to Lie on My Health Insurance Application and Get Away with It?

Getting better health insurance coverage, for the cheapest price, is a subject that has been weighing heavily upon the hearts, minds, and pocketbooks of Americans for a very long time. With financial distress a commonplace in today’s day and age, it can be very tempting to tell what seems to be a “little white lie”Continue Reading

Don’t be a Jerk Get Life Insurance if You are Raising Children

Last week, I wrote about updating my life insurance and while it isn’t finalized yet revisiting the topic on a very personal level rather than for a faceless client has reinvigorated my feelings on the subject.  Granted, I work with the product, daily, but being in the in the middle of my own protection planningContinue Reading

How to save Money on your Various Insurance Policies

We all need insurance. Whether you want to insure your possessions, your life or your car (not only is it a legal requirement it can save you a lot of money in the case of an accident claim being made against you). But while insurance is often a necessary requirement, it doesn’t automatically follow thatContinue Reading

Income protection and Self-Employment

If you are setting up a new business, probably the last thing on your mind is the subject of potential ill health and accidents. Typically, you’ll be focusing on your business plan, funding, advertising and a whole host of other activities related to making your business a success. Now if you are extremely lucky andContinue Reading

Why Kris Jenner and Most People Should Talk to a Professional When it Comes to Life Insurance

There was a recent story about how Kris Jenner, Kim Kardashian’s mom, wants her daughter’s baby daddy, Kanye West, to pick up a Ten Million life insurance policy naming the child as primary beneficiary and Kim as contingent beneficiary which raised some interesting issues that can be applied to non-celebrities of normal wealth.  While noContinue Reading

Situations When A Retiree Should Own Life Insurance

Most personal finance bloggers or gurus would say that Retirees or near retirees no longer need insurance, however, like most personal finance advice when you start applying real life situations the hard and fast rule starts to crumble.  There are situations when retirees or near retirees should have life insurance and just like my view onContinue Reading