Category Archives: Debt

A History of Credit Cards

Credit cards are an extremely popular way of paying for goods, and they’re now held by millions of people all over the world. However, you might be surprised to find out just how old the concept is, and who developed it. The credit card was not conceived by a banker or a businessman – itContinue Reading

Your Credit Score Matters So Check it for Free with Credit Sesame

If you every plan on buying a house, car, applying for student loans, applying for a credit car your Credit Score matters. Even if you aren’t in the need of debt any time soon one should take responsibility, and, at the very least, have an idea as to what their score is.  I have come across aContinue Reading

Is a Loan Ever a Better Option than a Credit Card?

Are you faced with the need to make a big purchase for a much needed item? Do you have the readily available funds to make the purchase? If it is an unexpected expense, then few of us have the cash and so need to look at another payment method. Perhaps you have to pay forContinue Reading

When High Interest Loans Are a Scam and When They Are a Savior

They don’t call them loan sharks because they play fair. Predatory lenders are notorious for their ingenious ability to prey on people who often find themselves in the position where they need a big cash injection days or weeks before payday. They use the simplicity and the access to lure many folks into repayment plansContinue Reading

How To Choose A Credit Card For Newbies

Choosing a credit card for the first time can be a confusing and bewildering process. What should you look for? How do you make the best credit card choice for you? There are so many credit cards – Visa, MasterCard, American Express, Discover – and the wrong choice can cost you a lot of money.Continue Reading

Debt Management Companies in the UK

The market for debt management companies in the UK can seem confusing to the layman and the expert alike. When the Personal Finance Research Centre at the University of Bristol prepared a report on the situation in 1999, they identified 40 companies as offering fee-charged debt management solutions. In a second report, published a decadeContinue Reading