Category Archives: Debt

Factors to Consider When Consolidating Debt

At the office the other day a colleague asked me to analyze his refinance decision and while we getting deep into the calculations (taking into account taxes, remaining interest, etc.) I started to think about things to consider when deciding to consolidate one’s debt.  I don’t think refinancing one’s main home is as easy as

How to Beat Debt Successfully

Clearing your loans and borrowings can require a lot of effort and planning, especially if the size of your debt has been increasing steadily over time. Small loans can be paid off easily by making minor changes to your daily life, but serious cases need serious attention to pay off the loans. Here are some

Should You Ever Go Past Your Debt Limit?

With all the talk of the United States government considering a raise to the federal debt limit, it should give Americans the opportunity and desire to revisit their own debt limits. Personal Debt Limit So the question then becomes, what is your family’s debt limit and should you ever go past it into uncharted territory?