Category Archives: Debt

Refinance Today- With or Without Equity

Have you heard about the low interest rates available to refinance your mortgage so many times that you are tuning it out? Rates have fallen to record lows for 11 of the past 12 weeks. The headlines keep sounding the same note: Record low rates, record low rates, record low rates! Don’t let the noise

Where to Get Loans Online

With more and more people using internet banking, it only makes sense that it is now possible to get all types of loans online.  Here are some options if you are considering getting a loan, depending on your individual needs. Peer to Peer Lending One of the first online lending options was peer to peer

Dealing with Debt: Which Solution is Best for You?

If you are one of the many people who are currently struggling with debt, you are probably on the lookout for some sound advice. The fact is, there exists four main options for dealing with debt. These are debt consolidation, a debt management plan, individual voluntary arrangement and bankruptcy. Here we take a look at

How Much Interest Do I Pay? An Update

In November of 2009 where I sat down and actually calculated how much of my monthly payments were going to interest; again, I repeated this exercise on June 23, 2011.  Well it has been another eight months or so, which means it is about time to figure out how much of my money is going

What Generation Has The Most Debt?

Who hasn’t wondered which generation has the most debt? The discussion actually led to a pretty heated battle in the Evan household.  While the people at Live Credit Smart provided us with actual answer of What Generation Has the Most Debt I believe it should be a deeper conversation: The Wife took the infographic at

Things to Consider Before Securing a Title Loan

Payday loans and title loans have a notoriously bad rap; however, there are hundreds of companies that provide such loans still in business which proves that they are obviously in high demand. With the economy strained and many families now living on one or a small fixed income, many don’t have room for error in