Category Archives: Debt

What to do if Your Credit Card is Stolen

Having your credit card stolen is inconvenient. But not only that, it can also result in you being the victim of identity theft and credit card fraud. Of course, you should make sure the credit cards in your purse or wallet are well protected in case they ever do fall into the wrong hands, butContinue Reading

The 3 Rules of Getting out of Debt for Good!

Debt can become quite overwhelming and if not managed correctly, equate to quite a considerable amount. Basically the more you dig yourself into, the harder it becomes to climb back out. Sometimes it can be very difficult to make required payments and stay on top of your finances. Unexpected events occur and excess bills orContinue Reading

State of United Kingdom’s Consumer Loans

I came across an interesting infographic that shows the state of UK’s Consumer Loans.  I don’t know if it was overlooked by the authors of the infographic but student loans aren’t represented.  I think that would be the most alarming difference if we were comparing it to the United States average debt. Surprised at theContinue Reading

How Benefits Affect a DMP

If you receive benefits, you might be wondering whether you can use a debt management plan to bring your debts under control. The answer is yes. DMPs are very flexible, and setting up a DMP can be a really good way to turn your finances around. The good news is that any income can beContinue Reading

5 Simple Ways to Increase Your Credit Score

It’s January, which means you are probably well on your way to upholding those New Year’s resolutions that you made a few weeks ago. The start of a New Year is always a great time to start thinking about the future. Perhaps 2013 is the year you want to apply for a credit card, getContinue Reading

Debt Advice: What’s the Point?

Getting advice might seem like an obvious thing to do when you’re in debt. However, most people who are in debt wait until their situation is desperate before they start seeking advice. So why do people wait so long to get advice? Why wait? Most people think that despite having lots of debt, they canContinue Reading