Category Archives: Debt

Comparing Mortgage Rates a Generation Later

I don’t think many people actually understand how low the mortgage rates really are today and how those low rates work with an amortization payment schedule to make real property purchases an amazing opportunity.  I recently had a conversation that reminded me that we are in uncharted territory historically speaking. At every twist and turn… Continue Reading

Refinance Roadblocks

What do you do when the universe appears to be against all attempts to complete a goal?  Perfect credit, spotless payment record, and 12 years at the same job (proof of ability to pay,) and I never imagined it’d be so impossible to take advantage of the record low interest rates.  But after 2 failed… Continue Reading

Analyzing the Prepayments on One of My Student Loans

As I made my monthly payment the other day on one of my student loans I wondered how much I have saved in interest over the years by adding to the principal some months.  Since the lender didn’t provide me with that information I almost looked at it as a challenge to see whether I… Continue Reading

I Can’t Believe I have Been Blogging for 4 Years

On August 5th of 2008 I put up my first post.  I had no idea if anyone would read about my journey, nevertheless care about what was going on in my life, but I wanted to share my thoughts with whoever wanted to read them.  Since putting that first post up I have seen somewhere… Continue Reading

Where to Get Loans Online

With more and more people using internet banking, it only makes sense that it is now possible to get all types of loans online.  Here are some options if you are considering getting a loan, depending on your individual needs. Peer to Peer Lending One of the first online lending options was peer to peer… Continue Reading

Dealing with Debt: Which Solution is Best for You?

If you are one of the many people who are currently struggling with debt, you are probably on the lookout for some sound advice. The fact is, there exists four main options for dealing with debt. These are debt consolidation, a debt management plan, individual voluntary arrangement and bankruptcy. Here we take a look at… Continue Reading