Category Archives: Debt

Of Course Credit Score Matters to Women

I believe that as humans we often refuse to acknowledge that we are animals, and as animals, we have certain instincts whether we are even conscious of them.  While those instincts can and are often suppressed by society…they sometimes break out without anyone even noticing.  For example, why do 17 year old males feel the…Continue Reading

Is Your Debt Rising?

There’s no doubt about it, we live in a tough economy today. There are still quite a large number of people that are out of work, and cash savings are still fairly slim. For many people, it’s all they can do just to survive from one day to the next. So what happens in situations…Continue Reading

What to do if Your Credit Card is Stolen

Having your credit card stolen is inconvenient. But not only that, it can also result in you being the victim of identity theft and credit card fraud. Of course, you should make sure the credit cards in your purse or wallet are well protected in case they ever do fall into the wrong hands, but…Continue Reading

5 Simple Ways to Increase Your Credit Score

It’s January, which means you are probably well on your way to upholding those New Year’s resolutions that you made a few weeks ago. The start of a New Year is always a great time to start thinking about the future. Perhaps 2013 is the year you want to get married, start a family, or…Continue Reading

Comparing Mortgage Rates a Generation Later

I don’t think many people actually understand how low the mortgage rates really are today and how those low rates work with an amortization payment schedule to make real property purchases an amazing opportunity.  I recently had a conversation that reminded me that we are in uncharted territory historically speaking. At every twist and turn…Continue Reading

Refinance Roadblocks

What do you do when the universe appears to be against all attempts to complete a goal?  Perfect credit, spotless payment record, and 12 years at the same job (proof of ability to pay,) and I never imagined it’d be so impossible to take advantage of the record low interest rates.  But after 2 failed…Continue Reading