Category Archives: Debt

Getting a Loan With Bad Credit

If you are in the unfortunate situation of having not built up your credit yet and you need to secure a loan, there is still hope. Although the options are much more limited and rates may be higher, there are still options that are not terrible. However there are many traps out there preying onContinue Reading

Back to Zero With Credit Card Debt

When I started my personal finance blog in 2008 I had over $16,000 worth of credit card debt.  It took about a year or so but I paid that all off, and The Wife and I were one of those people with literally zero credit card debt that carried over month to month.   ThisContinue Reading

Of Course Credit Score Matters to Women

I believe that as humans we often refuse to acknowledge that we are animals, and as animals, we have certain instincts whether we are even conscious of them.  While those instincts can and are often suppressed by society…they sometimes break out without anyone even noticing.  For example, why do 17 year old males feel theContinue Reading

The Benefits of Short-Term Borrowing

It’s a fact of life that we all make mistakes. To go through life without making mistakes is to not have taken any risks or chances, of which is a fundamental part of being human. However, it must be said that some risks have long term consequences that we do not foreseen at the timeContinue Reading

Cash loans through the month

Got that sinking feeling when you get to the middle of the month and that wage packet just won’t stretch any further?   We’ve all been there and sometimes we just need a cash window to help us through the month.  The bills are mounting and its times like this when we could just use aContinue Reading

Is Your Debt Rising?

There’s no doubt about it, we live in a tough economy today. There are still quite a large number of people that are out of work, and cash savings are still fairly slim. For many people, it’s all they can do just to survive from one day to the next. So what happens in situationsContinue Reading