Category Archives: Debt

What to do if You Discover A Default Judgment?

I received a distressing comment from a reader the other day on my post defining a Default Judgment.  Amanda wrote, I have a question there is a judgment against me for not paying a credit card bill. I was enrolled with a co. called REDACTED they were supposed to help me settle my debts butContinue Reading

5 Reasons to Use a Prepaid Credit Card

For many people, having a credit card is a necessity to live and operate in our world. Unfortunately, these cards come with many disadvantages, such as high interest rates and security concerns. Luckily, through the use of prepaid credit cards, many of these disadvantages can be avoided. Prepaid Credit Cards Build Credit The first reasonContinue Reading

Heading Overseas? Time to Think About Your Credit Card

If you are planning on traveling abroad any time soon, then getting a new credit card may not be the first thing that you think about, but the first section of this article will tell you why it should be. Research conducted by Moneysupermarket.com found that over half of Britain’s credit card users (58%) choseContinue Reading

Why Use a Prepaid Credit Card?

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” What are Some Advantages of Using a Prepaid Credit Card? You canContinue Reading

Current Discover Card Promotions

The Wife always makes fun of me when we got out because I always try to use my Discover Card, and she gets a kick when a waiter tells me they don’t take it!  But I don’t care because I love my discover card because of the 1 to 5% cash back rewards I get!Continue Reading

Zero Percent Balance Transfer Is a Great Way to Start Your Debt Repayment

When I first started this blog I was really focused on getting rid of debt using my debt snowball.  However, since I paid it all off I realized I haven’t really posted it about it that much, but I was thinking bout what was one of the first steps I took to pay off allContinue Reading