Category Archives: Debt

Why Use a Prepaid Credit Card?

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” What are Some Advantages of Using a Prepaid Credit Card? You can

Current Discover Card Promotions

Current Discover Card Promotions

The Wife always makes fun of me when we got out because I always try to use my Discover Card, and she gets a kick when a waiter tells me they don’t take it!  But I don’t care because I love my discover card because of the 1 to 5% cash back rewards I get!

Don’t Blame Others for Your Debt Get up and Do Something About It!

When is ignoring debt a good idea? Never.  What about blaming others for a debt? Never.   A buddy of mine called me today under the guise that he had a legal question.  So being the good friend that I am, I said shoot. Turns out he went to a lender for promises of a personal loan which would consolidate

Experiences with Auto Refinancing – HELP ME!

When I first decided to speed up the payments for my auto loan I didn’t want to refinance or research refinancing because my credit score wasn’t anything substantially higher than when the loan was created.  However, since I am part of the TransUnion Settlement and get my credit score and report free until September 2010