Category Archives: Debt

15 vs 30 Year Mortgages – Longer is better!

15 vs 30 Year Mortgages – Longer is better!

I read an interesting post that really got me thinking today. It was written by a great blogger nicknamed Money Hawk, if you have never read his blog I implore you to check it out. He wrote a great post titled “Kick Financial Ass With a 15 Year Fixed Mortgage.” His basic premise is simply… Continue Reading

Credit Cards that Help? Not for me just yet

Credit Cards that Help? Not for me just yet

I have discussed in the past that being that I am not out of debt, a rewards card is not a good decision…right now, but every so often I think about the rewards associated with credit cards. Regardless of my personal situation, I found an interesting article¬† in Wall Street Journal titled, “Credit Cards Help… Continue Reading

A Likely and Logical Result – Can be Avoided using the My Journey Budget

I apologize if this post seems like a rant, but I just read a great article on CNBC titled, “Credit Cards Could Become Next Trouble Spot in Crisis” by Kenneth Stier which provides a lot of great info, but seems to completely ignore the underlying problem (beyond a sentance or two). ¬†The Article is best… Continue Reading