Category Archives: credit cards

Why Use a Prepaid Credit Card?

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” What are Some Advantages of Using a Prepaid Credit Card? You can…

Delinquent Credit Card Payments May Lead to Inadvertent Opportunity

Citi CC Statement

This guest post comes from Michael, a contributing editor of the Dough Roller, a personal finance and investing blog, and Credit Card Offers IQ, a credit card review site. My financial prowess has been anything but impressive. I decided to attend a private school in Florida, rather than NJ, which effectively set me back close…

I Have No Idea about Credit Card Rewards

CreditCards

The Wife and I have had similar views on credit cards for as long as I can remember – they are neither good nor evil, but rather just tools.  Well since the hammer that was beating me upside my head (e.g. debt) has finally ended, and with the start of the new year The Wife…

Sometimes You HAVE to Ignore the Right thing to do! I Cancelled my Bank of America Credit Card Today

Bank-of-America

I almost never lose my temper with customer service reps, and it usually gets me what I want or at the very least closer to my goal.  Whether we are talking about the cable company, cell phone companies, and most financial/credit card companies – I usually get what I want. Before I get the comments…

Credit Cards that Help? Not for me just yet

CreditCards

I have discussed in the past that being that I am not out of debt, a rewards card is not a good decision…right now, but every so often I think about the rewards associated with credit cards. Regardless of my personal situation, I found an interesting article  in Wall Street Journal titled, “Credit Cards Help…