Category Archives: credit cards

Credit Card Miles Vary By Card

You would be surprised at how many people collect miles thinking they are all the same They are not. Seat Availability Take the example of a trip to Europe. It will cost 60,000 miles for starters with either United or Delta miles. But the reality is it is a lot harder to find a seatContinue Reading

Redeeming your credit card rewards

Credit card reward schemes are a great way to make the most of your spending, but many customers aren’t even aware that their purchases are building up a wealth of reward points: let alone how they can redeem them for perks and treats. Signing up Whether applying for a new credit card or looking forContinue Reading

Tips for Choosing a Credit Card

Credit cards tend to get a bad wrap. When used responsibly they are actually extremely valuable and can be used to save you a lot of money on items that you already buy. There are however still several factors that you want to look at before committing to one credit card. With over 1,000 creditContinue Reading

Back to Zero With Credit Card Debt

When I started my personal finance blog in 2008 I had over $16,000 worth of credit card debt.  It took about a year or so but I paid that all off, and The Wife and I were one of those people with literally zero credit card debt that carried over month to month.   ThisContinue Reading

What to do if Your Credit Card is Stolen

Having your credit card stolen is inconvenient. But not only that, it can also result in you being the victim of identity theft and credit card fraud. Of course, you should make sure the credit cards in your purse or wallet are well protected in case they ever do fall into the wrong hands, butContinue Reading

5 Simple Ways to Increase Your Credit Score

It’s January, which means you are probably well on your way to upholding those New Year’s resolutions that you made a few weeks ago. The start of a New Year is always a great time to start thinking about the future. Perhaps 2013 is the year you want to apply for a credit card, getContinue Reading