Category Archives: Debt

Redeeming your credit card rewards

Credit card reward schemes are a great way to make the most of your spending, but many customers aren’t even aware that their purchases are building up a wealth of reward points: let alone how they can redeem them for perks and treats. Signing up Whether applying for a new credit card or looking forContinue Reading

Beyond Just Finding the Best Interest Rate

Mortgages can be quite complex, and each component plays an important role, but the most effective way to save money on a home loan is by finding the best interest rate. However, in order to find the best interest rate, it is first necessary to understand what it is, how it is determined and howContinue Reading

Back to Zero With Credit Card Debt

When I started my personal finance blog in 2008 I had over $16,000 worth of credit card debt.  It took about a year or so but I paid that all off, and The Wife and I were one of those people with literally zero credit card debt that carried over month to month.   ThisContinue Reading

Of Course Credit Score Matters to Women

I believe that as humans we often refuse to acknowledge that we are animals, and as animals, we have certain instincts whether we are even conscious of them.  While those instincts can and are often suppressed by society…they sometimes break out without anyone even noticing.  For example, why do 17 year old males feel theContinue Reading

Is Your Debt Rising?

There’s no doubt about it, we live in a tough economy today. There are still quite a large number of people that are out of work, and cash savings are still fairly slim. For many people, it’s all they can do just to survive from one day to the next. So what happens in situationsContinue Reading