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Heading Overseas? Time to Think About Your Credit Card

Overseas Credit Card

If you are planning on travelling abroad any time soon, then getting a new credit card may not be the first thing that you think about, but the first section of this article will tell you why it should be.

Research conducted by Moneysupermarket.com found that over half of Britain’s credit card users (58%)

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Why Use a Prepaid Credit Card?

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

What are Some Advantages of Using a Prepaid Credit Card? You

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Delinquent Credit Card Payments May Lead to Inadvertent Opportunity

Citi CC Statement

This guest post comes from Michael, a contributing editor of the Dough Roller, a personal finance and investing blog, and Credit Card Offers IQ, a credit card review site.

My financial prowess has been anything but impressive. I decided to attend a private school in Florida, rather than NJ, which

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Don't Blame Others for Your Debt Get up and Do Something About It!

When is ignoring debt a good idea? Never.  What about blaming others for a debt? Never.   A buddy of mine called me today under the guise that he had a legal question.  So being the good friend that I am, I said shoot. 

Turns out he went to a lender for promises of a personal loan which would

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I Have No Idea about Credit Card Rewards

CreditCards

The Wife and I have had similar views on credit cards for as long as I can remember – they are neither good nor evil, but rather just tools.  Well since the hammer that was beating me upside my head (e.g. debt) has finally ended, and with the start of the new year The

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How Much Interest do I pay to Financing Companies and Banks? TOO MUCH!

calculator

This post was inspired by a post written by Patrick at Cash Money Life titled, “Do you Know How Much Interest You are Paying Each Month” and Matt Jabs at Debt Free Adventure titled, “How Much Interest am I Paying? Hint, its Less.” Interestingly Patrick uses just examples, and Matt uses his real numbers.

Continue reading How Much Interest do I pay to Financing Companies and Banks? TOO MUCH!

The Horror of Paying Just Monthly Minimum Payment to Credit Cards

HorrorofPayingMinimumPayments_thumb.png

I think a lot of the people’s consumer debt stems from charging a large ticket item into “manageable” monthly minimum payments.  However, the problem that often arises is that a person only pays back the minimum.

If we take a credit card bill of $5,000 with an interest rate of 15% and the minimum

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My Extra Payments towards my Auto Loan was not being applied to Principal!

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It was a cold winter day in 2006.  I was 6 months out of law school working at a firm where I usually stayed till about 7pm.  I walked to my trusty, lovable Nissan 240sx.  This car had so many miles the odometer literally stopped working (I am not kidding it was

Continue reading My Extra Payments towards my Auto Loan was not being applied to Principal!

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

Continue reading Why Use a Prepaid Credit Card?