Debt is a four letter word that almost every person has had to deal with since the beginning of written time and history.  Debt was talked about in the bible, by Shakespeare, and by tens of thousands of other authors since.  The posts found in this category have to deal with either my personal relationship with debt, or the idea in general.

How to Get The Platinum Card® from American Express

The Platinum Card® from American Express offers the best benefits to its cardholders compared to other American Express cards like the Green or Gold. The benefits will include a point reward system, a four free companion airline tickets every year, airport club access and also a round-the-clock Platinum Card Concierge service who would be able to help you with travel and gift purchases. The Platinum Card® from American Express is very popular with people who love to travel a lot and also to those travelers to different luxury destinations. To those who are interested, you can now complete a Platinum Card application [...]

By | 2018-01-09T11:19:15+00:00 January 9th, 2018|credit cards|0 Comments

How to Reduce Personal Debt

If you are drowning in credit card debt, have payday loan balances or are struggling to pay off personal loans, it may be time to start thinking of ways to reduce what you owe. The good news is that there are many ways in which you can reduce outstanding balances and increase your level of financial security. In many cases, your creditors will work with you to relieve some or all of your debt burden. Consolidate Credit Card Balances Transferring all of your current credit card balances to a new card with 0 percent interest can reduce your monthly payments. Furthermore, you [...]

By | 2017-09-15T18:11:08+00:00 September 15th, 2017|Debt|2 Comments

Why do I need to use a travel credit card?

Do you know how to take a flight to Berlin paying nothing at all? You may think this is a joke unless you see that millions of people annually economize certain amounts spending them on other services. What is more, they have a lot of pleasant benefits like free baggage check or priority boarding. In fact there is not a secret what they do, they simply use a travel credit card! 5 reasons to acquire travel credit card If you love traveling, you spend a lot of money visiting different places, booking tickets on flights and hotel rooms. Some people have enough [...]

By | 2017-07-03T11:09:50+00:00 July 3rd, 2017|credit cards|0 Comments

Slaying 3 Persistent Myths of Filing for Bankruptcy

The good people at Merriam-Webster define the word myth in two starkly different ways. The first is that a myth is a traditional story that serves to illuminate a world view, or explain a practice, belief or natural phenomenon. This version is quite pleasant, and reminds us of folklore, mythology, fables, epic tales of good vs. evil, and so on. But the second version is markedly less inspiring. That’s because a myth is also defined as an unfounded or false notion. And unfortunately, that’s the version that applies for many people when they try and make sense of the complex and thorny [...]

By | 2017-06-21T14:30:54+00:00 June 20th, 2017|Debt|0 Comments

Steps on How to Port a Mortgage

Porting a mortgage is an option available to you when you are moving home. You can either apply for a new mortgage, or take your existing mortgage with you. The process of porting a mortgage differs from person-to-person, and it may not be the best decision for everyone. In theory at least, anyone can port their mortgage. In other words, you can transfer your existing mortgage to your new real estate. Sometimes, lenders make it difficult or impossible, to port your mortgage. You may ultimately start borrowing at uncompetitive rates if you decide to go down this route. A big part of [...]

By | 2017-05-30T20:48:17+00:00 May 29th, 2017|Debt|0 Comments