Debt is a four letter word that almost every person has had to deal with since the beginning of written time and history.  Debt was talked about in the bible, by Shakespeare, and by tens of thousands of other authors since.  The posts found in this category have to deal with either my personal relationship with debt, or the idea in general.

Here are Four Practical Ways to Reduce Your Debt Burden

Debt could make it hard for you to get ahead financially because the you'll be repaying loans (plus interests) with the money that could have been used to grow your wealth. Debt when not properly managed could hurt your credit score and a bad credit score you get you stuck in a financial rut.  Just finding realistic bad credit loan lenders is a tough task when you have a bad credit score. Many people in the USA still suffering from bad credit because of their bad management of debt they owe. Most of them are careless because of their habits of the [...]

By | 2017-05-18T11:00:19+00:00 May 11th, 2017|Debt|2 Comments

Calculating Micro Prepayments on my Mortgage

For the past few years, I have rounded up my mortgage payment to the nearest $100.  It isn't a ton of money, and to be honest I don't even give it much thought.  Normally I just throw away the statement without even opening it, and then last week for whatever reason I actually opened it.  I saw the remaining balance and I began to actually think about those few extra dollars.  Not because it is a lot, but rather, on a level of curiosity.  Am I really saving that much interest? Did it really change my amortization table?  Should I continue to [...]

By | 2017-04-21T09:57:30+00:00 April 24th, 2017|Debt|0 Comments

Is there a Chance to Earn Big Money Using Loans?

Student loans aren't protected by bankruptcy. For example, they enable you to get the education and training today to reap a bigger paycheck tomorrow. Most student loans are over the span of 10 to 30 decades however you are able to pay them off in as few as five decades if you're smart about it, they could help you to educate yourself ant to get a mindset of a millionaire. Fast loans may be of an excellent help you should really understand how you'll utilize that money. Permanent industrial loans cost less than industrial bridge loans because industrial real estate bridge loans [...]

By | 2017-03-07T14:19:36+00:00 March 7th, 2017|Debt|0 Comments

How to Handle Your Loans

Sometimes we resort to loans to address financial circumstances when savings and other funding ideas just won’t cut it. Loans have now become even more accessible and very quick to avail. However, loans have a way of denting your budget if you don’t tread carefully. If you are getting a cash loan for the first time or would like to correct past credit mistakes, here are some tips for you to consider. Only borrow the needed amount. Borrow only £1,000 if that is all you need to address the cash problem and don’t take any extra money just to get those new [...]

By | 2017-02-09T17:04:18+00:00 February 9th, 2017|Debt|0 Comments

Slow and Steady Wins the Race: How to Fix Your Credit the Right Way

Almost one third of Americans have low credit scores, which are bad at the best of times but can cause serious problems in the long term. Isolate Your Score Killers To solve a problem, you must isolate its causes. Credit scores follow a poor-to-excellent scale based off credit dealings reported to the three major credit bureaus: TransUnion, Experian and Equifax. There are five factors which companies use to rate your credit score: the age of your credit accounts, your payment history, your credit utilization, your mix of credit accounts and your history of applying for credit. Some are far more heavily weighted [...]

By | 2017-02-21T08:52:50+00:00 January 15th, 2017|Debt|0 Comments