I remember recently that it was about a year since I signed up for the American Express Gold Card. The sole reason I signed up for the card was the 50,000 bonus points I received (their deals change all the time) and I knew I would be going on a trip this year so I…
If you are struggling with bad credit, take some comfort in the fact you are not alone. Recent statistics suggest that 25% of all Americans are in a bad credit situation. Do not despair though, as there are many ways you can rebuild your credit score. Using a credit card designed especially for bad credit,…
Credit cards are an extremely popular way of paying for goods, and they’re now held by millions of people all over the world. However, you might be surprised to find out just how old the concept is, and who developed it. The credit card was not conceived by a banker or a businessman – it…
Choosing a credit card for the first time can be a confusing and bewildering process. What should you look for? How do you make the best credit card choice for you? There are so many credit cards – Visa, MasterCard, American Express, Discover – and the wrong choice can cost you a lot of money….
A balance transfer credit card can be a tricky proposition, and if you aren’t familiar with the process, it can cost you money. It’s not complicated to transfer a balance from one credit card to another; a 0% balance transfer can even save you much, but there are issues you should be aware of before…
This past weekend, I was involved in two separate conversations regarding debt repayment. Interestingly both conversations concerned married couples that despite varied lengths of marriage had failed the first step when it came to destroying debt. The very first step in getting rid of debt is actually knowing exactly how much you owe to creditors….
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