Carnival of Money Pros

The Carnival of Money Pros are submissions by fellow personal finance bloggers that generally talk about the pros of money.    If you don’t see your post and you submitted I am sorry for not including it, but I don’t believe it met the nature of the Carnival.

This Week’s Carnival of Money Pros

In no Particular Order:

Kraig @ Young, Cheap Living writes 10 Personal Finance Tips for Young Adults – As he gets another year closer to turning 30, Kraig examines what he’s learned about personal finance in his twenties and shares 10 tips on personal finance that he’s learned so far.

FG @ Financial God writes Why Are Environmentalists Against North American Oil & Gas? – I don’t understand why environmentalists are supporting regimes that are well-known for their corruption and human-rights abuses, like Iran or Venezuela.

Wayne @ Young Family Finance writes The Price of Being Organized – Find out what it cost me to buy a new desk and become more organized.

Maria @ The Money Principle writes Zen and the art of motorcar ownership: how much are our car ownership costs, really ? – Read about the Zen car concept, perhaps it could work for you too!

Steve @ Money Infant writes Our Bangkok Budget – At last the much hyped and long awaited Bangkok budget! Keep in mind that this budget is for 2 adults and a 2 year old living in what is considered one of the more expensive places to live in Bangkok.

KT @ Personal Finance Journey writes Save Hundreds of Dollars a Year by Making These Four Drinks at Home – We spend a lot on beverages. Take a typical Saturday – you may grab some coffee in the morning and spend anywhere from $2 to $6, depending on the drink you buy.

Don @ MoneySmartGuides writes Saving Money By Negotiating Health Care Costs – My last post was about how the country could save money if everyone was more conscious of medical costs and limited their use for times when they really needed a doctor.

Ashley @ Money Talks Coaching writes Ask the Consumer Financial Protection Bureau – I came across a new (new to me anyways) government site that has a ton of financial information on it. It’s called the Consumer Financial Protection Bureau.

Jen @ Master the Art of Saving writes Having Only One Car Saves Us Money-Even Though it Sucks – It’s been over two years now since my husband’s car broke down for good. It was a sad day, but sometimes things have an upside. I have realized that there are other ways that having only one car saves us money, aside from the obvious ones.

Ryan @ Early Retirement Investments writes About The Baby Boomers Already Flocking to Retirement – The Baby Boomers Are Already Flocking to Retirement! Read more to find out!

The Planner @ Provident Plan writes What is Rich? What does it Mean? – Defining what is rich and/or wealth alters our understanding of ourselves and our mission in life. Find out why.

krantcents @ KrantCents writes The 3 L’s of Success – The 3 L’s of Success is the twelfth in a series of articles to help you reach your goal.

Shaun @ Smart Family Finance writes 10 things Entrepreneurs can learn from watching Ghostbusters: Top Ten Family Finance Posts #6 – Ghostbusters is a classic ’80s comedy, but it also teaches us a lot about entrepreneurship.

A Blinkin @ Funancials writes Should You Sell Your Timeshare? – Timeshares soared in popularity over the past 15 years, but recently, as the economy has dipped; many individuals are reconsidering whether owning a timeshare is really worth it. During boom years, people thought timeshares were a great investment, similar to owning a vacation home, but without all of the other costs associated with it.

Suba @ Broke Professionals writes Give Yourself Financial Hope – Saving for a rainy day, being frugal with your money and following your budget are all great things to do to keep your financial aspirations on track – but they do get old.

Dr. Dean @ The Millionaire Nurse Blog writes Save on Gas: At The Expense Of Our Marriage? – A Mars and Venus twist on the “improving your gas mileage” article.

MMD @ MyMoneyDesign writes What Would You Do With An Extra $1,000? – Having just received $1,000 from my previous escrow balance, should I totally blow it or do something responsible? Let’s explore the options and see all the things you could do with an extra $1,000.

MR @ Money Reasons writes Are You Trying to Become Financially Independent? – I admit it, I wasted time on wasteful activities, but now I want to be rich and I’m changing my direction. Now I have a plan, do you?

Jon the Saver @ Free Money Wisdom writes Avoid Starbucks and Make your Own Gourmet Mocha Coffee! – Use this awesome mocha recipe to avoid Starbucks and help you save money. it is not only tasty but fun to make, now go grab some coffee!

Princess P @ Portfolio Princess writes Why Females are Better Investors – Women are better investors because they take a calculated approach to risk and investing in the stock market. Low volatility portfolios come with patience.

YFS @ Your Finances Simplified writes Stop paying your mortgage today!… and be a victim! – A few days ago a friend of mine placed a very interesting link on my wall and included this message: This story made me think of your blog. Dominique, I would love to hear your opinion on this.

Jeffrey @ Money Spruce writes Famous Money Movie Moments and Lessons (with Video!) – Money movies are entertaining, but you can learn something from them, too! Here’s a few of the best moments that are not only funny but also have great lessons.

Money Cone @ Money Cone writes In Pursuit of the Most Rewarding Rewards Card – Here are the best credit cards to maximize the cash back you can receive.

Amanda L Grossman @ Frugal Confessions writes Guests are Coming: Does the Entertainment Book or CityPASS Offer More Savings? – We are so excited and feel very blessed that our home was chosen for a Grossman reunion.

Mr. Money @ Smart on Money writes Can You Open More than One Roth IRA? – Can you open more than one Roth IRA? This is a good question to ask, because some people seem to be confused when it comes to this issue. Despite the conventional wisdom, and regardless of what some people may tell you, you can only have one Roth IRA.

Kevin @ Thousandaire writes What If I Don’t File My Taxes On Time? – If you can’t file your taxes on time then you can file for an extension and save yourself a lot of penalties and interest.

Peter @ Bible Money Matters writes What Should I Do If I Can’t Pay My Taxes? What Options Do I Have? – Whatever the reasons for owing taxes, what are you supposed to do if you can’t pay?

Sean @ One Smart Dollar writes Gym Memberships – Using Money To Motivate You – All of us need ways to motivate ourselves to get things done. One of the biggest motivators is money. Thank you for your consideration.

Hank @ Money Q&A writes Benefits Of High Deductible Health Insurance Plans – A high deductible health insurance plan is designed to provide for catastrophic coverage in case something happens to you, providing good coverage for a decent price.

Little House @ Little House in the Valley writes Have You Changed Banks Recently? – The reason I haven’t consolidated all of my accounts to one credit union or online account is that it just seems like a huge hassle to switch over all to one primary bank. Especially since I have a bunch of accounts that serve particular purposes.

Linsey @ 1099 Mom writes Why Bloggers, Marketers, and Coaches Shouldn’t Use MailChimp for their Email Provider – Today I got dumped. Yep, the big monkey in the sky decided that, after using them for over a year to send out my 1099 Mom email newsletters, I was in violation of their TOS. It all started after I spent over an hour crafting this month’s email newsletter (full of legit freelance postings and tips for balancing work and family), and got this email instead of the newsletter:

Sustainable PF @ Sustainable Personal Finance writes Public Service Compensation – The Next Bubble? – Is public service compensation the next bundle? Opinions will vary.

Kyle @ The Penny Hoarder writes It’s Raining Cash! We’re Giving Away $550 bucks…. – Welcome to the $550 It’s Raining Cash Giveaway hosted by Giveaway Promote and The Penny Hoarder.

Jason @ Work Save Live writes Should I Sell My Wife’s Wedding Ring? – Some say that a home is where you make it… However, reality is that we get attached to our homes and they end up being a place where memories are created and live forever. Instead of a house being a shelter (as they’re intended) they become our identity.

Tushar @ Start Investing Money writes Types of Common Stocks – This Post was Originally published at Types of Common Stocks on Start Investing MoneyStocks are essentially partial ownership in a company. When you buy shares, you are buying a small piece of the company itself. Depending on the type of company, its size, and a variety of other factors, a stock may be classified a certain way.

Earth and Money @ Earth and Money writes What Do You Need in Your Cage? – While listening to a podcast about zoos, I was touched by a fascinating concept that can be related back to society, lifestyle, money and happiness. You see, at some level, we are all just animals in a cage.

Jeremy Waller @ Personal Finance Whiz writes 5 Reasons to Keep Your Credit Report Up To Date – Many people think that their credit reports reflect only up-to-date, accurate information, but unfortunately many people would be wrong. About 79 percent of reports contain some type of error, with 25 percent containing errors serious enough that lenders will deny you new lines of credit.

Aloysa @ My Broken Coin writes Save Money by Shopping in Pawn Shops – Learn how to save money by shopping in Pawn Shops

Corey @ Steadfast Finances writes Common but Avoidable IRA Tax Mistakes – Learn more about common IRA tax mistakes. Find out if you are making avoidable mistakes.

PITR @ Passive Income To Retire writes Is Passive Income only for the Rich? – Can only the rich create passive income or is there another way (besides investing money that you already have) to create passive income.

Miss T. @ Prairie Eco Thrifter writes It’s Harley Time, but Is It Worth the Cost? – In case I wasn’t clear, the point of this post is that you need to choose carefully the ‘doo-dads’ (as the Rich Dad Cash Flow game calls them) on which you spend your hard earned money. Substitute just about any item that you really don’t need. A boat, a camper, a second home, a bigger home, a Honda bike, private lessons or whatever it is that you want but don’t actually need.

Jason @ Live Real, Now writes Net Worth Update – Now that my taxes are done and paid for, I thought it would be nice to update my net worth.

Eddie @ Finance Fox writes Tools to Boost Small Business Growth – There are many tools available to help small business owners grow their businesses, but like many newly formed business money becomes the biggest constraint.

Matt @ Living in Financial Excellence writes Coupon Organization and Lingo – What do we do with all those wonderful coupons after printing and cutting? Start out by either using envelopes or an accordion filer. Or you can put together a coupon binder for under $30. I know $30 sounds a bit expensive, but trust me… it will hold hundreds of dollars worth of coupons and will pay off right away.

Crystal @ Budgeting in the Fun Stuff writes We Found Our Dream Home!!! – Last Thursday morning, we were preapproved for a mortgage loan despite being self employed. Then we headed out just to browse. We found our dream home.

SFB @ Simple Finance Blog writes Birth Control for the Financially Frugal – I’m trying to figure out which birth control method is the most cost-effective. Tubal ligation? IUD? Pills? The answer isn’t as simple as you’d think.

John @ Married (with Debt) writes Debt Payoff Calculator – How to Use One – A debt payoff calculator takes your debts owed and interest rates and tells you how long it will take to pay them off. An important tool.

Steve Zussino @ Canadian Personal Finance writes How to save money with Tankless Water Heaters – While tankless water heaters will save you anywhere between 20 and 50 percent on utility bills, they also come with a host of other benefits as well.

Sustainable PF @ Sustainable Personal Finance writes Public Service Compensation – The Next Bubble? – Is public service compensation the next bundle? Opinions will vary.

101 Centavos @ 101 Centavos writes Building Raised Garden Beds, Part 1 – Here is an article on how to build a raised garden beds!

Corey @ 20s Finances writes How to Get a Job without Experience – Are you looking to switch careers or get a new job? If you are just graduating from college and are trying to get a job in this economy it may be pretty difficult. There is a lot of competition out there and even if you had a job in college, odds are that there is someone with longer work experience.

Daniel @ Sweating the Big Stuff writes You’re Emancipated From Paying Taxes…At Least For A Few Days – In 2012, taxes aren’t due until April 17th, two days later than usual. But do you know why?

Daisy @ Add Vodka writes Start Off On The Right Foot: Tips for Interns (Or Newbies in General) – How to do well at an internship and impress your boss

SB @ One Cent at a Time writes Basics of Insurance: Why we Need Insurance? – What is insurance? Insurance is all about playing defense, where as an investment is an offense. You protect yourself and your asset by having insurance and investments take care of future needs.

Pam Whitlock @ The MoneyTrail Blog writes Raising Charitable Kids and Teens – Striking a balance between managing money and being charitable is a skill that takes practice.

Sicorra @ Tackling Our Debt writes Let’s Talk Money – The Series – With Anthony – This week’s interview is with Anthony from the well known blog Joyful Self-Manager. I was motivated to learn more about Anthony after reading his story on the About page of his blog. Anthony has overcome many financial challenges in his lifetime. Please check out his interview. Comments much appreciated!

Jeremy @ Modest Money writes Establishing Spending Priorities – Depending on your financial situation, you may need to make some sacrifices. At the same time, you don’t want to let your budgeting prevent you from enjoying the things you love. To stay happy you need to establish spending priorities and spend a bit where it makes you happy.

Ray @ Squirrelers writes A Personal Finance Time Capsule – Ever come across something from the past that reflects how little things cost in a different era? This post shares a reflective story about something I recently found that reminded me about fun times and low prices in a different era.

Ray @ Tie the Money Knot writes Couples and Retirement – Retirement is ideally supposed to be a great time. Why would couples bicker over how and when to retire? This post discusses the often unexpected differences people have in terms of retirement expectations, and how to handle them.

Beating Broke @ Beating Broke writes Lending Club Returns 1Q2012 Update – If you’ve been following along, you know that I’ve been performing a bit of an experiment. I’ve been taking 10% of my earnings from this and other online ventures and splitting it evenly between Lending Club and Sharebuilder accounts. The idea was to see what kind of returns I could get from the two, and to test for stability. I’ve been running the experiment for a little over 6 months now, and I’m calling it done. The difference has been so drastic, that I don’t think there’s

Steve @ Brip Blap writes Society and the Individual – Killing yourself to guarantee your children’s college education? Paying exorbitant taxes to support a dying city? Working to support a corporation? Destroying your own health to support a family? All are self-defeating in the long view.

Investor Junkie @ Investor Junkie writes Financial Literacy for Small Business Owners – When starting a small business, it’s easy to get caught up in the day-to-day operations. In many cases a small business owner starts something up without really considering the financial situation. Some business owners even make their personal finances secondary to trying to get the business off the ground. However, as Financial Literacy Month continues, it’s important for a small business owner to stop and think about his or her own level of financial literacy.

Robert @ My Multiple Incomes writes 5 Key Steps to Hiring a Freelancer – Here are the 5 steps I’ve learned need to happen when hiring a freelancer.

Penny Thots @ Penny Thots writes What If Stocks Were Sold at a Gas Pump? – The best way to look at buying stocks is to compare it to buying gas. When prices are up, this is not the best time to buy. You get less (shares) for you money when prices are high. When prices are down, this is the most opportune time to buy. You get more (shares) for your money when prices are lower. The difference with stocks and gas is that with stocks you get to keep the shares you bought at the lower price. When their value goes up, your investment value goes up. With gas, you just

Cash Flow Mantra @ Cash Flow Mantra writes Buying Stocks on Sale – Overall, the market has made a decent run over the past few months. I am not surprised that it is time for a breather. Summer is coming and earnings season is expected to be disappointing. Even though yesterday was a big down day and today saw a bit of a rebound, I would probably use the down days to add to positions but only a little bit at a time. That is what I will be doing.

Van Beek @ Stock Trend Investing writes The Stock Investing Strategy Framework – Here is a framework that may help you in selecting a stock investing strategy that suits you. Different investing strategies carry different types of risks. You have to make choices here. You cannot invest and avoid all the risks. But here there is a framework that gets you a step closer.

Grand Per Month @ Grand Per Month writes Multi-Level Marketing Companies in Review – There are a wide variety of MLM companies out there. Some of them are set up well and their business owners have a great chance to prosper, but others might be completely illegal! If you hear of an MLM company that does these things, chances are that it’s 100% illegal and you should run far, far away.

Boomer @ Boomer & Echo writes How To Manage Your Cash Flow – In order to effectively manage your cash flow, you need to figure out how much you should spend in each category. I recently came across an example of how much, as a percentage of income, is spent on average for typical budget items.

Glen Craig @ Free From Broke writes Should You Give Human Resources Access to Your Facebook Profile? – Human Resource departments, and employers in general, are becoming more interested in employee social profiles. Some are even asking for Facebook passwords.

J.P. @ Novel Investor writes How Long Should You Keep Tax Records? – Tax season is stressful enough just getting those returns finished and sent in time. Now you have to deal with filing away all those tax records. Or do you?

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