Comments on: Don’t Blame Others for Your Debt Get up and Do Something About It!

By: Money Reasons

Money Reasons — Thu, 13 Jan 2011 22:55:43 +0000

It start out well, but we seemed like we could never find a common time to meet. We’re over an hour apart, so it just fell apart.

He does a bit better though, and he got a higher paying job (incredible in this market huh…). Hopefully he’ll at least break even…

By: Evan

Evan — Thu, 13 Jan 2011 20:19:37 +0000

While the guy clearly has a scerw loose I’d love an update on your buddy

By: Money Reasons

Money Reasons — Thu, 13 Jan 2011 17:34:08 +0000

Mom? Is that you? Sorry I’ll call more often! (lol)

By: asima

asima — Thu, 13 Jan 2011 17:12:55 +0000

you stupid,idiot,donkey,monkey

By: Anthony

Anthony — Wed, 08 Dec 2010 05:24:52 +0000

Your right, the first step you need to do is “get real” with yourself and own the situation, otherwise it is very difficult to make long term changes that last. You need to understand the “why” of your actions to really make it stick. So many people stick their head in the sand and avoid the ego-crushing real truth of their own situation… sad really, because they never change.

By: FinEngr

FinEngr — Sat, 13 Mar 2010 20:02:44 +0000

That’s all you can do. When we went through this volunteer training, one of the biggest things they stressed was NOT pushing the clients.

They have to go at their own pace, even if it seems like its dragging to you.

By: Evan

Evan — Sat, 13 Mar 2010 02:43:10 +0000

We’ll see I’ll update it if it comes up, but I asked if they started using the spreadsheet and he said his wife is on top of it. All I can do it, i guess.

By: FinEngr

FinEngr — Fri, 12 Mar 2010 18:11:40 +0000

Definitely agree. One of my blogging buddies, Shawanda @ youhavemorethanyouthink.com goes into this topic a LOT.

While you want the person to accept responsibility, you’d don’t want to rub their nose in their debt poop.

I think the simple act of acknowledging your debt allows you realize that you can/will eliminate it.

Being supportive of their struggle and letting them know you are here to help should be enough to lift the awkwardness.

Make sure to let them make the decisions. If it sounds like you’re forcing it on them, most likely they will resist.

By: Money Beagle

Money Beagle — Tue, 09 Mar 2010 13:56:04 +0000

It’s always easier to get into debt than it is to get out of it, isn’t it? Hopefully your friend learns this so that the mistake isn’t repeated throughout his life.

By: Christina

Christina — Mon, 08 Mar 2010 04:20:25 +0000

Very true, it’s our debt, therefore it’s our responsibility. We don’t have to whine and blame others, we have to do something and help ourselves. After all, no one pushed us to borrow that money, or take a loan..or what have you, let’s just be responsible enough. I have debts to pay as well, instead of complaining, I try to earn extra and pay off more than the minimum.