Author Archives: Evan

November 2014 Net Worth Update

I had a shocking email from Mint this past month.  It alerted me to a credit card late penalty!  I was pissed I had missed this credit card when I created my debt tab which indirectly caused me to just ignore the card for the past two months.  Couple that with the fact that it…Continue Reading

To Save Money Sometimes All You Have to do is Ask

I have two annual bills that become payable each October, my Sirius satellite  radio and my American Express card.  Both of these bills are completely unnecessary.  I could easily go with out satellite radio, and while I really like my Amex card I am not willing to pay an annual fee for a credit card.  So every…Continue Reading

Why Hasn’t an Investment Firm or Insurance Company Created this Product?

After reading the twelfth article about how there is yet another generation woefully unprepared for retirement and how the 401(k) is a terrible product I started to think about what an investment firm or more likely in this case an insurance company can do to engage in my generation and the answer is so simple.…Continue Reading

Received an Update on One of my Most Influential Clients and it Kind of Bummed Me Out

I received an email today that took me back for a moment.  Almost exactly 2 years I wrote, “My 85 Year Old Client Has Provided More Inspiration Than She’ll Ever Know” wherein I highlighted an interaction with an elderly client.  I was taken back as it is always a moment of fear that a client may…Continue Reading

Don’t Confuse Value and Sunk Costs

Yesterday, I was in the middle of “intense” negotiations regarding a fantasy football trade and I was quickly reminded about a Warren Buffett quote that is often repeated.  It was from the Berkshire Hathaway 2008 Annual Letter, Long ago, Ben Graham taught me that “Price is what you pay; value is what you get.” Whether we’re talking about…Continue Reading