Author Archives: Evan

Life Insurance Companies are Starting to Use Big Data for Premium Discounts

For the most part, purchasing life insurance is pretty standard – you apply, the company will do a medical exam and then provide the insured/owner with terms and pricing for those terms.  If you take up smoking or heroine after your exam, your rates don’t change.  I always thought that was interesting, but if rates could… Continue Reading

Buying Investment Property: Create an LLC or Do Business as an Individual?

  According to a survey conducted for The Wall Street Journal, limited liability corporations (LLC) or trusts purchase over one-fourth of all properties valued at $5 million or more. Once the property value exceeds $10 million, LLCs purchase the property nearly 100 percent of the time. In addition to protecting the owner’s personal assets in… Continue Reading

April 2015 Value Dividend Growth Portfolio Watch List

Once a month I manually screen for undervalued stocks that have paid an increasing dividend for at least 20 years.  The “increasing dividend” requirement actually eliminates about 95% of all US stocks leaving me with only approximately 150 companies to start applying valuation metrics.  But, before looking at future investments, I want to highlight my… Continue Reading

April 2015 Net Worth Update

With the holidays I am about a week off with this post – the horror! At the beginning of each month I calculate the increase or decrease in my net worth month over month and year to date.  I am not comfortable putting the actual number out on the internet for all to see, so… Continue Reading

Be Careful What you Build Your Dividend Investment Portfolio On

Building a portfolio with a growing dividend income stream may not be everyone’s goal, but if it is your goal, then much like building a house, your dividend investment portfolio has to have a strong foundation.  In my opinion that strong foundation is analogous to a long history of sustainable increasing dividends.  At the very… Continue Reading