Author Archives: Evan

Is Cash Fungible? Do You Create Separate Bank Accounts for Goals?

Building on the basics of personal finance that I started talking about last week, one of the biggest changes that The Wife and I made years ago was agreeing that cash isn’t fungible.  It took some convincing on her part to prove to me that creating different cash and investment buckets for specific purposes and goals would

What Should Someone Do After Paying Off All Consumer Debt? There is No Right Answer

I received an email yesterday from a reader named Jared that reminded me among my recent posts about investing and Buffett I may have been ignoring some basic tenets of personal finance.  Jared wrote me and asked, Evan,  First off, THANK YOU. Your blog has been wonderful to read and has been very useful to

Warren Buffett’s View on Dividend Policies and Paying a Dividend

I am not shy about discussing my dividend investment portfolio, however, that has not limited my recent fascination with all things Buffett (who as discussed below feels differently on the subject for Berkshire Hathaway).  As soon as I finished The Snowball: Warren Buffett and the Business of Life I immediately downloaded all of his shareholder letters.  If

June 2014 Dividend Research

Every month for the past two years I share my process to screen for undervalued dividend paying stocks that have increased their annual dividend payment for 20 or more years.  Considering the market has been hitting new intra-day highs almost on a weekly basis I was afraid that I was going to find nothing undervalued,

June 2014 Net Worth Update

With another month in the books I come back to the site to track how I have done.  While it is a positive number I think it is largely because of market gain versus responsible personal finances.  The past two months or so were harder than average on the old credit card.  I have been

6 Months Later How Has Meddling With my 401(k) Fared

Approximately 6 months ago I came up with a nonscientific plan for my 401(k).  At the time I felt that the market was reaching a high it had to come down from and I should put my contributions into cash rather than my balanced portfolio.  I would then allocate the cash reserves when the market