Author Archives: Guest Poster

Debt Advice: What’s the Point?

Getting advice might seem like an obvious thing to do when you’re in debt. However, most people who are in debt wait until their situation is desperate before they start seeking advice. So why do people wait so long to get advice? Why wait? Most people think that despite having lots of debt, they can

Prepare Ahead for Your Tax Refund

Tax season is almost upon us.  There is no consensus as to whether one should adjust your W-4 Withholdings so you do not get a (big) tax refund.  On the one hand the money stays in your pocket all year long, not Uncle Sam’s, while on the other hand there are many Americans who prefer to get a tax

Why Exactly are Gas Prices Rising?

The price of gas is continuing to pose a problem for businesses and individuals in 2012 and doesn’t look set to ease in the short term. What are the drivers behind this? Back in 2008, gas prices were already rising, but the drivers were primarily down to surging demand in emerging markets, a belief that

Looking back: How financial mismanagement can catch up with you

There are a number of ways in which you can suddenly find yourself with debt management issues in the modern climate.  Things can either quickly sneak up on you with an unexpected incident, illness or similarly serious issue or, it could be a case of historic debts coming back to haunt you.  If you’ve consistently,