Author Archives: Guest Poster

What to do if Your Credit Card is Stolen

Having your credit card stolen is inconvenient. But not only that, it can also result in you being the victim of identity theft and credit card fraud. Of course, you should make sure the credit cards in your purse or wallet are well protected in case they ever do fall into the wrong hands, but

Knowing when you’re ready to buy

There comes a time in everyone’s life when they know they’re ready to buy a house. Being a first-time buyer can be a little daunting, and as buying a house is probably the biggest investment you’ll make in your life it’s important to be prepared. From finding the perfect place, to securing a mortgage from

The 3 Rules of Getting out of Debt for Good!

Debt can become quite overwhelming and if not managed correctly, equate to quite a considerable amount. Basically the more you dig yourself into, the harder it becomes to climb back out. Sometimes it can be very difficult to make required payments and stay on top of your finances. Unexpected events occur and excess bills or

Options When You Have an Insufficient Retirement

No one likes to think about it, but it does happen, especially in our current economic climate.  People reach retirement age and don’t have quite enough saved.  As the Huffington Post points out, The average person in the United States will spend 21 years in retirement, but will deplete their savings after just 14 years,

At What Age Do I HAVE to Buy Life Insurance?

Evan’s Note: I disagree with this Guest Blogger.  I believe the time is much earlier than the one he proposes.  First off, you don’t ever have to buy life insurance; however, if you want to be smart, live comfortably, and ensure that your loved ones won’t be burdened by any financial strain that you leave

How Benefits Affect a DMP

If you receive benefits, you might be wondering whether you can use a debt management plan to bring your debts under control. The answer is yes. DMPs are very flexible, and setting up a DMP can be a really good way to turn your finances around. The good news is that any income can be