Author Archives: Guest Poster

Delinquent Credit Card Payments May Lead to Inadvertent Opportunity

  My financial prowess has been anything but impressive. I decided to attend a private school in Florida, rather than NJ, which effectively set me back close to $200,000 in student loans. That decision has turned my finances upside down and has forced me to make other stupid decisions, simply to offset the monster debtContinue Reading

Regardless of your Financial Situation Don’t Forget to be Happy!

My sister asked me the other day why I sounded like such a “Debbie Downer” all the time when I spoke to her on the phone. I apologized and told her I just have a lot on my mind. Later in the day she sent me an e mail with the “Dance Like Nobody IsContinue Reading

Asset Aggregation May Be Just as Important as Asset Diversification or Allocation

If asked for your own example of customer loyalty, what would you give? Free months of phone service, flight upgrades to first-class, special hotel accommodations?  Most would probably think along the lines of a consumer, yet investments are an often overlooked area. A while back, the local supermarket ran a promotion with Cuisinart. Collecting “points”Continue Reading

Make the Most of Unemployment

When our heating bill came the other day, I almost fainted. It was $479, an insanely unacceptable number. Upon further inspection, it showed that because I wasn’t home when the meter reader came for the month, our gas usage was estimated at nearly double of our actual use. “Boy, I wish I was home allContinue Reading

Using Dividend Stocks to Pay for Your Coffee

What It Costs You To Be a Caffeine Addict Are you a caffeine addict like me? I don’t know about you, but my day doesn’t really start, nor am I entirely awake or focused on my tasks until I first sip on a fresh cup of coffee. Equally important, have you thought about how muchContinue Reading

What is Wrong With Chasing Bank Rates

It took me forever to join ING Direct. Sure the interest rates were great at the time (definitely not now) but I simply had a customer loyalty towards  my local bank. The employees knew me on a first name basis. Some of the employees even went to high school with me. If any issues everContinue Reading