Author Archives: Guest Poster

When High Interest Loans Are a Scam and When They Are a Savior

They don’t call them loan sharks because they play fair. Predatory lenders are notorious for their ingenious ability to prey on people who often find themselves in the position where they need a big cash injection days or weeks before payday. They use the simplicity and the access to lure many folks into repayment plansContinue Reading

Spending vs. Saving

One of the most common questions people face today in the area of personal finances is whether it is better to enjoy your money today, or save for tomorrow.  It often feels like the experts are suggesting that you must choose one or the other and that there is no compromise. However, this is notContinue Reading

How To Choose A Credit Card For Newbies

Choosing a credit card for the first time can be a confusing and bewildering process. What should you look for? How do you make the best credit card choice for you? There are so many credit cards – Visa, MasterCard, American Express, Discover – and the wrong choice can cost you a lot of money.Continue Reading

Debt Management Companies in the UK

The market for debt management companies in the UK can seem confusing to the layman and the expert alike. When the Personal Finance Research Centre at the University of Bristol prepared a report on the situation in 1999, they identified 40 companies as offering fee-charged debt management solutions. In a second report, published a decadeContinue Reading

Musings of a Work at Home Mom

This is a Guest Post Written By The Wife.  The Wife also writes at After The Alter I have always loved working from home. Although sometimes challenging, working from home has allowed me many luxuries that people who work outside of the home don’t have. Don’t get me wrong, I do sometimes miss the camaraderieContinue Reading

How To Protect Yourself Against Potential Tax Scams

In times past, scam artists and masters of fraud generally operated in person or by paper mail. In today’s hi-tech world, however, scam artists have become much more sophisticated. Identity theft, Nigerian scams, and a host of other fraudulent activities are, unfortunately, quite common on the web. Another area that fraudsters love attempting to bilkContinue Reading