Author Archives: Guest Poster

Retirement Planning Pitfalls

There are simple facts about our economy that we ignore on a constant basis when planning for retirement. Our population is aging and growing at the same time, and even though we had a large young workforce that supported the generation before it, this will no longer be the case. There’s been a lot moreContinue Reading

How to Beat Debt Successfully

Clearing your loans and borrowings can require a lot of effort and planning, especially if the size of your debt has been increasing steadily over time. Small loans can be paid off easily by making minor changes to your daily life, but serious cases need serious attention to pay off the loans. Here are someContinue Reading

Saving on Cable with Cable Deals

It wasn’t that long ago that an average cable television subscriber could access approximately fifty channels for around $10 or $15 a month. Then, in the last several years, the number of available channels skyrocketed and so did the bill. Add to this the additional costs of high speed internet access and phone charges, it’sContinue Reading

What is the difference between a subsidized and unsubsidized loan?

Whether you are looking to enroll in college or purchase a home, it is important to know the difference between a subsidized or unsubsidized loan. In both student loans and homeowner loans, there are two options. Both have qualifications that need to be met in order to participate. A person must be able to showContinue Reading

Should You Ever Go Past Your Debt Limit?

With all the talk of the United States government considering a raise to the federal debt limit, it should give Americans the opportunity and desire to revisit their own debt limits. Personal Debt Limit So the question then becomes, what is your family’s debt limit and should you ever go past it into uncharted territory?Continue Reading

Why Value Investing Works – The Myth of Efficient Markets

Eugene Fama is generally credited with creating the academic model of Efficient Markets in his Phd. thesis at University of Chicago. At its very basic, the weak form of Efficient Market Hypothesis states that the securities prices reflect ALL publicly available information. The semi-strong form of EMH further states that any new public information isContinue Reading