Author Archives: Guest Poster

Have You Ever Recovered from Bad Credit?

The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If you

The American Dream Now Rents

The long-held notion of the American Dream has always included owning a home with the proverbial white picket fence. Today, that dream has become unpractical for many Americans. The unstable job economy paired with the recent bust of the housing market has put home ownership out of reach for many families. Once you look past

Working your Way out of a Bad Credit Situation

If you are struggling with bad credit, take some comfort in the fact you are not alone. Recent statistics suggest that 25% of all Americans are in a bad credit situation. Do not despair though, as there are many ways you can rebuild your credit score. Using a credit card designed especially for bad credit,

The Wife’s Confusing View on Credit Cards

Post by The Wife I am not a huge fan of credit cards, but I am aware that sometimes they are necessary.  It has been trying but I have learned over time that a credit card doesn’t always have to equate to an uncontrolled amount of debt.  Credit cards can provide security in an emergency,

Is a Loan Ever a Better Option than a Credit Card?

Are you faced with the need to make a big purchase for a much needed item? Do you have the readily available funds to make the purchase? If it is an unexpected expense, then few of us have the cash and so need to look at another payment method. Perhaps you have to pay for

When High Interest Loans Are a Scam and When They Are a Savior

They don’t call them loan sharks because they play fair. Predatory lenders are notorious for their ingenious ability to prey on people who often find themselves in the position where they need a big cash injection days or weeks before payday. They use the simplicity and the access to lure many folks into repayment plans